I've been with warrantydirect.co.uk for about 4 months now ....and it wasn't until last week where I wanted to stop the warranty as I thought it wasn't really that good of an deal.
This was the deal I had :
Engine
All internally lubricated parts, including but not
exclusive to the following: cam followers, camshaft
bearings, camshaft/s, connecting rods and bearings,
crankshaft and bearings, cylinder bores, cylinder head,
cylinder liners, distributor drive, gudgeon pins, liner
seals, oil pump and drive, piston rings, pistons, rocker
gear/ tappet gear, timing chain and timing chain
tensioner, valve guides, valve springs, valves (excl.
decarbonisation, burnt or pitted valves and valve
seats), cylinder block, internal bushings, rear main seal
Specified non-lubricated parts: cylinder head gasket,
exhaust manifolds, flex plate/ auto drive plate, inlet
manifolds, timing gears, cambelt and cambelt
tensioner, crankshaft pulley, flywheel, ring gear, starter
ring gear.
Turbo
Intercooler, turbocharger, wastegate and actuator
Clutch
Clutch cable, master cylinder, pedal assembly,
slave cylinder
Manual transmission
Bearings, bushes, extension shaft, gears, selector shafts
and forks, shafts, synchromesh hubs and rings, drive
chains, gearlever
Automatic transmission
Automatic transmission clutches, bearings, brake
bands, bushes, extension shaft, gears, internal
governor (manual and electric), oil pump, servos,
shafts, torque converter, valve block, valves, drive
chains, gearlever, input shaft oil seal, modulator valve
Front Wheel Drive Unit
Bushes and internal bearings, C.V. joints, crown wheel
and pinion, differential gears and bearings, external
drive shafts, front wheel bearings, universal joints,
drive flange, hubs, rubber boots
Rear axle
Bushes and internal bearings, C.V. joints, crown wheel
and pinion, differential gears and bearings, external
drive shafts, rear wheel bearings, drive flange, hubs,
rubber boots
Four Wheel Drive System
Bushes and internal bearings, C.V. joints, couplings,
front differential, inter-axle differential and lock, rear
differential and lock, shafts, drive flange, hubs, rubber
boots
Propshaft
Centre bearings, universal joints, propshaft
Suspension
Bushes, pump, regulator valve, reservoir, self levelling
suspension unit, shock absorbers/ dampers, spheres,
springs, upper and lower wishbones/ control arms
ECUs
Engine ECU, all other ECUs.
Braking System
Brake servo unit, calipers, brake master cylinder, wheel
cylinders, brake pedal assembly, diesel vacuum pump,
handbrake control cables and linkages, pressure
regulator, self-adjusting mechanisms
ABS
ABS pressure reducing and proportioning valves, ABS
pump and control unit, ABS sensors
Cooling System
Heater matrix, radiator, thermostat, thermostat
housing, viscous fan coupling, water pump,
engine oil cooler, temperature gauge.
Steering
Column shaft, couplings, idler box, power steering unit
including pump, pressure pipes, rack and pinion,
reservoir, steering box, steering column tilt
mechanism, track rods/ track rod ends
Fuel System
Airflow meter, cold start injector, diesel injectors, fuel
distributor, fuel gauge, injection pumps, low pressure
pumps, petrol injectors, tank sender unit, warm-up
regulator, electromagnetic cut-off, fuel injector cooling
system, glow plugs, overrun cut-off valve, pressure
regulator, sensors, throttle body, barometric pressure
sensor, fuel temperature sensor, intake air temperature
sensor, manifold air pressure (MAP) sensor, mass air
flow sensor, throttle body assembly (MFI)
Electronic Ignition
Camshaft sensor, crankshaft sensor, ignition coils
Air Conditioning
Air conditioning compressor pump, condenser,
evaporator, fan control and sensors, magnetic clutch,
refrigerant valves, reservoir, sensors
Electrics
Alternator, alternator voltage regulator, engine cooling
fan motor, electric window motors, front windscreen
wiper motor, rear windscreen wiper motor, interior
cabin fan motor, horn, indicator flasher unit, starter
motor, central locking solenoids and motors, cruise
control unit, electric door mirror motors, aerial motor,
electric sunroof motors, headlamp adjustor motors,
relays, rev counter
Bodywork
Tailgate suspension struts
Casings
Casings are covered provided they have been
damaged as a direct result of the covered failure of an
insured part
Alarm systems and immobilisers
Alarm systems and immobilisers are covered provided
they were factory fitted by the vehicle manufacturer
as part of the vehicleâs original specification.
Oil Seals and Gaskets
Oil leaks that necessitate the removal of the engine,
gearbox/ drive unit, driveshaft or differential unit to
carry out repairs.
Labour is all paid by them .....and I only have to pay for 50% of the parts.
They rang my up yesterday to give me a better deal .....which was :
The removal of £50.00 excess
I'm now able to source my own parts for a claim. This is on the condition you keep the proof of purchase and still get them fitted at a VAT registered garage. (page 11, section 3 of your policy document will still apply).
My monthly outgoing to pay for this ain't dropped thou.....I pay £38.60 Every month.
So guys do you think this is a good deal
As I'm now able to source any part from anywhere and supply the garage to fit it so it would be cheaper for me instead of the garage buying some expensive part that would cost me a bit more.
So all I have to pay for is 50% of the part and I can source the part myself.
This was the deal I had :
Engine
All internally lubricated parts, including but not
exclusive to the following: cam followers, camshaft
bearings, camshaft/s, connecting rods and bearings,
crankshaft and bearings, cylinder bores, cylinder head,
cylinder liners, distributor drive, gudgeon pins, liner
seals, oil pump and drive, piston rings, pistons, rocker
gear/ tappet gear, timing chain and timing chain
tensioner, valve guides, valve springs, valves (excl.
decarbonisation, burnt or pitted valves and valve
seats), cylinder block, internal bushings, rear main seal
Specified non-lubricated parts: cylinder head gasket,
exhaust manifolds, flex plate/ auto drive plate, inlet
manifolds, timing gears, cambelt and cambelt
tensioner, crankshaft pulley, flywheel, ring gear, starter
ring gear.
Turbo
Intercooler, turbocharger, wastegate and actuator
Clutch
Clutch cable, master cylinder, pedal assembly,
slave cylinder
Manual transmission
Bearings, bushes, extension shaft, gears, selector shafts
and forks, shafts, synchromesh hubs and rings, drive
chains, gearlever
Automatic transmission
Automatic transmission clutches, bearings, brake
bands, bushes, extension shaft, gears, internal
governor (manual and electric), oil pump, servos,
shafts, torque converter, valve block, valves, drive
chains, gearlever, input shaft oil seal, modulator valve
Front Wheel Drive Unit
Bushes and internal bearings, C.V. joints, crown wheel
and pinion, differential gears and bearings, external
drive shafts, front wheel bearings, universal joints,
drive flange, hubs, rubber boots
Rear axle
Bushes and internal bearings, C.V. joints, crown wheel
and pinion, differential gears and bearings, external
drive shafts, rear wheel bearings, drive flange, hubs,
rubber boots
Four Wheel Drive System
Bushes and internal bearings, C.V. joints, couplings,
front differential, inter-axle differential and lock, rear
differential and lock, shafts, drive flange, hubs, rubber
boots
Propshaft
Centre bearings, universal joints, propshaft
Suspension
Bushes, pump, regulator valve, reservoir, self levelling
suspension unit, shock absorbers/ dampers, spheres,
springs, upper and lower wishbones/ control arms
ECUs
Engine ECU, all other ECUs.
Braking System
Brake servo unit, calipers, brake master cylinder, wheel
cylinders, brake pedal assembly, diesel vacuum pump,
handbrake control cables and linkages, pressure
regulator, self-adjusting mechanisms
ABS
ABS pressure reducing and proportioning valves, ABS
pump and control unit, ABS sensors
Cooling System
Heater matrix, radiator, thermostat, thermostat
housing, viscous fan coupling, water pump,
engine oil cooler, temperature gauge.
Steering
Column shaft, couplings, idler box, power steering unit
including pump, pressure pipes, rack and pinion,
reservoir, steering box, steering column tilt
mechanism, track rods/ track rod ends
Fuel System
Airflow meter, cold start injector, diesel injectors, fuel
distributor, fuel gauge, injection pumps, low pressure
pumps, petrol injectors, tank sender unit, warm-up
regulator, electromagnetic cut-off, fuel injector cooling
system, glow plugs, overrun cut-off valve, pressure
regulator, sensors, throttle body, barometric pressure
sensor, fuel temperature sensor, intake air temperature
sensor, manifold air pressure (MAP) sensor, mass air
flow sensor, throttle body assembly (MFI)
Electronic Ignition
Camshaft sensor, crankshaft sensor, ignition coils
Air Conditioning
Air conditioning compressor pump, condenser,
evaporator, fan control and sensors, magnetic clutch,
refrigerant valves, reservoir, sensors
Electrics
Alternator, alternator voltage regulator, engine cooling
fan motor, electric window motors, front windscreen
wiper motor, rear windscreen wiper motor, interior
cabin fan motor, horn, indicator flasher unit, starter
motor, central locking solenoids and motors, cruise
control unit, electric door mirror motors, aerial motor,
electric sunroof motors, headlamp adjustor motors,
relays, rev counter
Bodywork
Tailgate suspension struts
Casings
Casings are covered provided they have been
damaged as a direct result of the covered failure of an
insured part
Alarm systems and immobilisers
Alarm systems and immobilisers are covered provided
they were factory fitted by the vehicle manufacturer
as part of the vehicleâs original specification.
Oil Seals and Gaskets
Oil leaks that necessitate the removal of the engine,
gearbox/ drive unit, driveshaft or differential unit to
carry out repairs.
Labour is all paid by them .....and I only have to pay for 50% of the parts.
They rang my up yesterday to give me a better deal .....which was :
The removal of £50.00 excess
I'm now able to source my own parts for a claim. This is on the condition you keep the proof of purchase and still get them fitted at a VAT registered garage. (page 11, section 3 of your policy document will still apply).
My monthly outgoing to pay for this ain't dropped thou.....I pay £38.60 Every month.
So guys do you think this is a good deal
As I'm now able to source any part from anywhere and supply the garage to fit it so it would be cheaper for me instead of the garage buying some expensive part that would cost me a bit more.
So all I have to pay for is 50% of the part and I can source the part myself.
