Indeed, front assist is part and parcel of ACC on the A3 platform. Certainly on the PFL at least.
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Indeed, front assist is part and parcel of ACC on the A3 platform. Certainly on the PFL at least.Are you confusing Adaptive Cruise Control with Front Assist - http://www.volkswagen.co.uk/technology/proximity-sensing/front-assist
All Golfs have Front Assist. I think this made them 5 insurance groups lower. It would also have stopped the OP from having his accident and saved him a small fortune.
I wish I could have afforded an S3 at 19. Either Mummy and Daddy are very rich. Or... what football team do you play for?
What about your dad or mum taking out the policy but you as main driver? before anyone pipes up this isnt fronting so you will be fine but it might work out cheaper. someone a few months ago posted on here about insurance and he got it cheaper by his dad taking it out but having himself as main driver & dad as additional. I had never heard of this at the time so i was sceptical & did research. Totally legit and seems to save some people a few £'s. have a search. its on here somewhere! what are the details of your quotes? your name on all of it with mum and dad as additional drivers?
Well said Alex, and it's also a Fraud under both the Fraud Act and Section 174(5) of the Road Traffic Act. AND it will stick.This,as everyone else has said,is utter rubbish.
The first thing any insurance company will do is to find a way of not paying out,and this has to be No.1 on the list.
It's not sneaky...it's just stupid,and will result in the insurance being invalidated in the event of any claim.
Well said Alex, and it's also a Fraud under both the Fraud Act and Section 174(5) of the Road Traffic Act. AND it will stick.
Are you confusing Adaptive Cruise Control with Front Assist - http://www.volkswagen.co.uk/technology/proximity-sensing/front-assist
All Golfs have Front Assist. I think this made them 5 insurance groups lower. It would also have stopped the OP from having his accident and saved him a small fortune.
I wish I could have afforded an S3 at 19. Either Mummy and Daddy are very rich. Or... what football team do you play for?
I wish to apologise. Sorry if I offended you in any way. My post was meant in jest.I'm a service advisor at Volkswagen and have worked very hard since the age of 16. My family have not given me a single penny to pay for any of my cars and never will. Although I'm fortunate enough to have them be able to lend me the money if I needed to borrow it. I borrowed £8000 when I left college to pay for my first car and I have paid every penny back. Thanks
It is not often that I am surprised by a response. I have just been outside reading the manual in my wife's A3. Our A3 has ACC and I did not realise that it included pre sense!Indeed, front assist is part and parcel of ACC on the A3 platform. Certainly on the PFL at least.
That's a seriously good idea, would that contribute to my no claims bonus or not?
It is not often that I am surprised by a response. I have just been outside reading the manual in my wife's A3. Our A3 has ACC and I did not realise that it included pre sense!
I have seen it activate a few times when my wife was driving. However, it has never activated when I was driving. Does that mean men are better drivers?
Again, this post is meant in jest. I'm not apologising again!
I have it on my GTD.
It tends to activate if the car in front slows quicker than you and you haven't gone for the brake yet. Slowing in a queue of traffic approaching a roundabout is a good example. You expect the car in front to take a gap in the approaching traffic but doesn't.
You get a loud beep and a red graphic on the display, by the time you realise whats happening the car is already braking and your reflex reaction to hit the brakes adds to the decel. There are occasions reported where a metallic crisp bag blowing in front can trigger it but I've never had a false alarm. I cant say if its saved me from rear ending someone but it certainly wakes you up and reminds you to pay a little more attention. As written above it does have a positive effect on insurance groups. The MK7 Gti is 5, maybe 6 insurance groups lower than the MK6 Gti
I wish to apologise. Sorry if I offended you in any way. My post was meant in jest.
It was just the jealousy of an old man. Though as an 'old married man' my insurance quote is less than 1/10th of your quote. As an old man I ruled out an S3 and Golf R and settled on an Mk7.5 GTI Performance. Though I am coming from a Mk6 GTD. So I will notice a bigger improvement than you would.
I sincerely hope you enjoy your new car. (*** of course your will! So would I!)
Property certainly has done very well since the 2008/9 dip. However, it appears to be dipping again. Lets hope it's just a dip and not a house price crash. I wouldn't be advising anyone to buy property right now considering the upside vs downside risks. Maybe in a year or two.I would strongly suggest investing your money into property or other lucrative ventures and going for perhaps a slightly less powerful/desirable car but still one you would enjoy owning. From a personal standpoint cars depreciate way too much and being the shrewd businessman I am I just can't justify it.
Either way, going by your situation I'd consider a pre-FL S3 and having your parents are additional drivers or just waiting a few years. Good luck!
Property certainly has done very well since the 2008/9 dip. However, it appears to be dipping again. Lets hope it's just a dip and not a house price crash. I wouldn't be advising anyone to buy property right now considering the upside vs downside risks. Maybe in a year or two.
I was just commenting on another forum that the facelift Golf R is 5 insurance groups higher (34-39) than the pre-facelift. Parkers website indicates that the S3 has increased from 36 to 39. That still would not explain the big rise in premiums for the OP.
... nicely kept on topic (sort of). I appears likely that the boom in car finance deals was caused by PPI payments funding the deposits. That has brought forward a lot of demand for new cars. Now PPI is coming to an end, where is the excess demand going to come from for new cars?Ironically a lot of economists are predicting that the massive increase in finance on cars is going to cause the next crash.....
... nicely kept on topic (sort of). I appears likely that the boom in car finance deals was caused by PPI payments funding the deposits. That has brought forward a lot of demand for new cars. Now PPI is coming to an end, where is the demand going to come from for new cars?
You talk of the 'next crash' and you don't think it will effect all leveraged asset classes in all areas? Movie announcer voice, "Credit crunch, the sequel - it's back, and this time, it won't be printed over!" The OP is probably too young to remember the banking crisis and credit crunch of 2008/9.
... perhaps we should keep this discussion for the financial forums.
... nicely kept on topic (sort of). I appears likely that the boom in car finance deals was caused by PPI payments funding the deposits. That has brought forward a lot of demand for new cars. Now PPI is coming to an end, where is the excess demand going to come from for new cars?
You talk of the 'next crash' and you don't think it will effect all leveraged asset classes in all areas? Movie announcer voice, "Credit crunch, the sequel - it's back, and this time, it won't be printed over!" The OP is probably too young to remember the banking crisis and credit crunch of 2008/9.
... perhaps we should keep this discussion for the financial forums.
Just on a tangent about "fronting".
I bought a VW UP as a family run around . My 19 year old daughter is a named driver , and my wife the main driver. This is true as my daughter is away at uni and my wife uses it as the shopping car ( protects my S3 from car park dents). About twice a year my daughter will do a trip back to uni in the car for a couple of days to move stuff . So we are genuine , but wonder how I could prove that if she had and accident and then accused of Fronting ?
... nicely kept on topic (sort of). I appears likely that the boom in car finance deals was caused by PPI payments funding the deposits. That has brought forward a lot of demand for new cars. Now PPI is coming to an end, where is the excess demand going to come from for new cars?