Chip > 26% Increase in Power...?

[Leon]

I am due to take my car into AMD tomorrow for several bits of work, but most importantly I was considering a chip upgrade. I run a 210bhp S3 and was hoping to have the Stage 1 done which take's it up to a reported 275bhp. The problem is, I've spoken with my insurance and they will cover up to max of 26% increase in power. My calculations is that in order to comply my limit is 265bhp, as 275bhp is around 30% increase.

My question is whether anyone else has come across this before and whether it should be a real concern. I know AMD's RR flatters so I would guess that the 'real' output is around the 265bph mark anyway. But I don't want to gamble and worry about a claim if the need ever arose.

The alternative is the one-click as I understand this 'only' adds 45bhp but I'm not too keen on it.

Thoughts?

Cheers
Leon

 

[dickys3]

I think you've answered your own question there Leon. 275 is very optomistic and you are correct in thinking you will realistically get about 260 - 265. You will be ok with this.

I cant see an issue with a claim if you go for the 26%. I think thats what I have declared...

Hope this helps
Rich.

 

[Leon]

Thanks Rich. Good to hear others have done the same thing to confirm my thinking.

 

[JamS3]

How would the insurance company ever verify this anyway?

Put it on the rolling road after you have crashed it....???