I placed an order around 27th Aug, received order confirmation a few days later and since had two BW updates from MSG, as well as near 13.5% discount before the cut on the 1st Sep.
Tracking our new RS3?
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I'm Ex MOD but MSG wouldn't except my details so unfortunately wasn't eligible to purchase though them but was able to get the order through Boundless New order accepted 21/09/21 (That's another reason why I Cancelled my Lincoln Order)
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Correct, 258x48 + 25k = 37k of 4yrs.
Then you either hand it back and collect any equity or pay 30k to own it. So you're paying around 7k for the privilege I.e the interest.
You don’t hand back and collect equity.
at end of term. You only collect equity if you sell or p/x and there is equity in the car (car worth more than balloon) otherwise you pay in to settle (highly unlikely with RS). Other option is obviously to sell/p/x anytime during PCP term (most common), settle finance and collect equity (assuming there is). Sounds confusing but it isn’t
Totally agree Nev but with the balloon payments being around 25/30k it will be putting most people in a bad position come the end of there term
imo the market will be flooded with them when the renters hand them back
that's 2026's problemTotally agree Nev but with the balloon payments being around 25/30k it will be putting most people in a bad position come the end of there term
imo the market will be flooded with them when the renters hand them back
Personally I see PCP as a good way of managing liability in the off chance that things go seriously wrong with the car. Always better to have a finance company on your side than be Joe Public, consumer rights or not.Totally agree Nev but with the balloon payments being around 25/30k it will be putting most people in a bad position come the end of there term
imo the market will be flooded with them when the renters hand them back
Over the years PCP has worked out very well for me, taking profit to the next car every time and making the overall cost equivalent to owning one. In 8 years I've traded up from a diesel focus to the S3 and now the RS3, via a couple of A class' and a 370z Nismo taking equity from one to the next and putting in minimal deposit. I do track the curves though and get monthly data from my father in law who's a Dealership Manager which has helped me sweetspot the swaps. Sounds data crazy, but that's my day job so it's second nature.
Plus it frees up capital to invest and make more than the interest on the car meaning when I'm old and grey I'll be able to buy my 2 gigawatt spaceship outright and speed off to the nearest galaxy knowing I won't have to return it!
At the end of the day, in my view, owning a car outright would not be so attainable now if PCP did not exist, the volumes of sales would be down and prices even further up.
My plan for the RS3 is to pay it off before the end of term, if it turns out to be a good car, and keep it forever.
It may be more up to date but I just don’t like it. It’s not only the fact it’s not flat bottomed it’s the chunky square shaped centre piece that puts me off too. It’s just not to my taste so much so I was really concerned it would annoy the hell out of me. It’s the main contact point to the car so that and the graphic alloys are what convinced me to go carbon rather than vorsprung.
Thanks all for the explanation....
So, what happens if your PCP is ending and there is no 'new RS3/GolfR/anything that you fancy is not available due to a new model being immanent for maybe 18 months, can you extend the PCP or do you either have to pay the baloon or px for something you dont want assuming the give it back and walk away would cost you?
I remember when HUD started filtering to cars and everyone was “wow, want that” but it seems most people are in agreement, as in distraction. Now I’m not a hater of that system but I have experienced it before and I too switched it off. So IMHO good in a 700mph fighter jet but a bit pointless on a car. 
This is getting out of hand now absolute day light robbery from a Audi dealership they shouldn't be allowed to do it .
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Another **** take, somebody really needs to be reigning this in. profiteering is illegal as far as I was aware.
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No matter how you look at it both steering wheels have there positive /negatives the steering wheel on the TTS was stunning ....to look at and hold don't know why Audi couldn't done the same with the flat bottomed wheel...ie a wee aesthetic upgrade
If something goes seriously wrong that is where manufacturers warranty steps in PCP is nothing to do with it .
How you manage your PCP deal is totally upto you but imo putting a minimal deposit into a deal is the worst thing you can do .
And I wouldn't say your taking profit into your next car I'd say its what your left with
You can p/x to any other brand. Audi finance don’t care as long as they get their settlement. As others have said, you can refinance the balloon at the end of the term. At that point probs my would make sense to look around for cheaper loan rate and pay the balloon over whatever period suits the pocket (shorter term and higher payments = less interest)
Agree, pure profiteering. Can kind of understand it from individuals or small independent performance dealers but not main dealers. Surprised Audi UK allow them….what am I saying, they don’t care either
So using apples to apples sort of comparison at that ridiculous price straight off the forecourt.. that makes my discount with MSG equate to over 22% and delivered to my door LOL
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Just email Audi customer services and have a rant (like ive just done
) wont make any difference at all but might make you feel better With the amount of unfulfilled orders I’m 100% sure they could have got on the phone to a few people that are waiting and let them have it.
It also raises the question as to whether dealers will gazump genuine orders and knock you back a couple of months to make an instant profit?
Check out the 12v dummy fag lighter that'll need replacing as wellOnce upon time the car would come with that
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This has started to cross my mind too - if I was them I would be tempted as it would be an easy £10k markup without doing much besides ******* me off…
Ive told them I need a demo drive before im handing over £58K...............so, from their view, ''we'll sell the demo car at a good profit, then at least 3 people with deposits will back out and we can sell their cars on at huge profits as well'', win win I guess
Ive turned into a prowler, I visit the showroom every couple of days looking for that 'demo car' that hasnt been built yet
Equally those that get fed up with waiting and cancel…no problem sir/madam we can understand it (woohoo, more profit to sell tips to next sucker)
good point yeah the TTS & TTRS steering wheels are amazing ... why could they not have been ported to the RS3 ?
that’s exactly how the dealers would view it Nev. brand new car good to go - they’d probably make more money selling it to a walk in customer at full price.
It would be an easy way for the dealer to gain a huge lump of extra margin wouldn’t it ... albeit im sure Audi would frown upon a dealer doing this.
So have you not ordered yet?
With how things are I would be ordering anyway and if you didn’t like it, sell it on when it arrives rather than let the dealer have your cancelled order to sell…
That’s what I’ve decided in any case - truth be told it’s a £60k car so it’s hardly going to be bad…
Exactly. I wouldn’t be surprised if my dealer would rather I pulled out so they’ve got stock to sell and likely for more than what I’ve paid for mine.
yes you pull out they would keep the order live knowing they can easily sell the car at full whack when it arrives to someone else
I still have one in my S3 I just kept it from my previous car .Once upon time the car would come with that
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This has always been the case my first S3 sport back was a canceled order if l hadn't bought it would have gone into stock
Yeah the 8v fl didn't come with the ashtray/coin box but it did come with a knurled 12 v blank
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