So for my next car I've been looking primarily at 8P S3's and for some reason the cost of insurance on an auto is around £500-800 more. For manual, the cheapest I've found is £1,300 without a black box and this is with Admiral, which is pretty good as I am 20 years old and have held my license for two and a half years with one year NCD and live in a good area. Whereas with an S-Tronic S3 of the same spec and price it costs around £1,800 with Admiral, again being the cheapest. I should add my father is on the policy quotes as a named driver, and he has had his licence for over 25 years. I have tried multiple comparison sites and going direct to a few companies. Also, when I phoned my current insurer and asked about dashcams they said that cost of the quote didn't change which I thought was a bit odd.
Am I just doomed and have to go with a manual, or should I wait until I'm over 21 before considering an S3? Just curious about anything I could be overlooking or any advice anyone has, thanks.
Am I just doomed and have to go with a manual, or should I wait until I'm over 21 before considering an S3? Just curious about anything I could be overlooking or any advice anyone has, thanks.
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