- Joined
- Feb 2, 2016
- Messages
- 102
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- 64
- Points
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Hi all, if anyone has any knowledge of insurance I could do with some advice.
At weekend during storm Erik my neighbours 8’x6’ metal garden store blew over the fence from their garden into our drive, during which it whacked my front wing which is now goosed.
Neighbour initially said they’d pay for the repair but having received the two quotes I have obtained, the lowest of which was £700 they have changed their tune and want to claim on their house insurance. So I’ll have to make the claim on my car insurance.
I’m in a rage again now as I expect that’s going to push my premiums up going forward. In 22 years of driving I’ve never had a claim so I’m not sure what to do for the best now. If I claim will it affect me going forward? I have protected no claims but I’ve read a non fault claim puts your insurance up by 30-50%. I don’t want to phone my insurance to ask them as they will then know about the issue so it’ll be on file.
Cheers
At weekend during storm Erik my neighbours 8’x6’ metal garden store blew over the fence from their garden into our drive, during which it whacked my front wing which is now goosed.
Neighbour initially said they’d pay for the repair but having received the two quotes I have obtained, the lowest of which was £700 they have changed their tune and want to claim on their house insurance. So I’ll have to make the claim on my car insurance.
I’m in a rage again now as I expect that’s going to push my premiums up going forward. In 22 years of driving I’ve never had a claim so I’m not sure what to do for the best now. If I claim will it affect me going forward? I have protected no claims but I’ve read a non fault claim puts your insurance up by 30-50%. I don’t want to phone my insurance to ask them as they will then know about the issue so it’ll be on file.
Cheers