My RS3 renewal for 1 March was £375. A quote with LV for my new RS4 which arrives soon is £292. . Seems fair enough to me. Protected NCB, Euro Cover (to go with my proudly displayed EU plates), 15,000 miles a year, SDP and commuting. Legal Cover etc. I think as you get older 70+ rates increase but between 50-70 we are seen as a safe bet. Great on a £70k new car and Keyless too, one of my favourite options.