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Finance deal for 66 plate PFL

LJC105 Jan 2, 2018

  1. LJC105

    LJC105 Registered User

    69
    93
    18
    Hi,

    I currently have a S3 and today I went to see a very nicely specced RS3:

    - Pan roof
    - Sports exhaust
    - Daytona Grey
    - Super sports seats
    - Technology package
    - Comfort and sound package
    - Dynamic package
    - 12,000 miles
    - 66 plate

    The dealer proposed a £5k deposit, 10,000 miles PCP for £480 PCM. Is this a good deal or would I be better off buying a new RS3 with the similar spec?
     
    RGBARGEE likes this.
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  3. RGBARGEE

    RGBARGEE Registered User

    2,479
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    Difficult to tell . 2016 or 2017. GFRV ? APR? Period of loan?
    There is cheap finance at Nat West , Halifax do PCP and of course my 2016 RS3 is on Pistonheads px possible and happy to help with PCP/loan.


    Sent from my iPhone using Tapatalk
     
  4. LJC105

    LJC105 Registered User

    69
    93
    18
    2016 car, 66 plate so one of the last RS3's presumably. APR is 6.9% 48 month.
     
  5. RGBARGEE

    RGBARGEE Registered User

    2,479
    1,707
    113
    What's the value after 48 months?

    With only £5k down and over 22k repayments doesn't look wonderful and you have a 5+ year old car at end. What is invoice price and value on pcp at end of 4 years?
     
  6. Ben Hall

    Ben Hall Registered User

    49
    8
    8
    Nothing wrong with that deal your on the demo campaign
     
  7. royalsteve68

    royalsteve68 Registered User

    1,804
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    Is that 3 or 4 years. If 4 years that seems alot. I'm paying 550 for a fl with most options but I did put down a fair sized deposit of 12999.
     

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