I understand. And I understand Nothing is easy, straightforward or simple in this world compared to 15 years ago. I keep finding myself saying "the world has gone mad" Insurance is a world to its own and the rules are written by people with shareholders to consider rather than innocent parties...
But in essence the answer is:-
Back lights easy change no mods needed
cost £100 + 1 hour.
Front lights not so easy
Cost £350 and 3 hours.
As far as I know.
I suspose morally the possible quadroplegic wouldn't care if you paid £600 or told the insurers and paid £800 it is still going to hurt and the chip may not have been to blame anyway. I suspect when you have a chip you only use its full potential 10% of the time.
I know its no real argument...
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