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I think you'd probably get to about 9% but that would be it, they've got you by the balls really when it comes to used car finance as not many people can afford to buy expensive Audi's out right nowadays!!

Where did you go for mate?

Carden Park spa hotel been myself thought it was lovely. Ribby hall spa hotel is also meant to be nice? I can highly recommend the Yorkshire Dales but it doesn't really have any spa resorts, more cosy b&b's, the wensleydale farmhouse b&b in Aysgarth is superb! Plenty to see and do locally for...

If your savvy and spend a while reading up on the facts and jargon before you commit to credit or a mortgage you don't need it, i certainly didn't, I'm 24 and on my second house & mortgage and second car loan (first ones paid off) Ive a few credit cards too that i have always paid in full on...

Yeah i went to an independent advisor and found her a pain in the **** she told me nothing i didn't already know (but I'm pretty savvy with my spends and credit knowledge! We bank with HSBC and i always have done, the mortgage rates have always been good for me!

Just out of interest why do you suggest going with an advisor? They're effectively another sales person that you don't want or need when it comes to buying a house lol. 9 times out of 10 too the banks have the best mortgage rates and you don't have to pay them £500 on top of a mortgage fee for...

Youre aware that will only be lent about 3.5x your salary? Did you get a descicon in principle? Why did you not go for a bank mortgage? Your far more likely to get one from the bank your with as they know your finances. Have you had any credit cards before? Loans? Finance? Has it always been...

Yeah mate honestly they all act nice the first time you meet or speak to them because they want your money, seriously don't be fooled, all solicitors, estate agents and bank workers are driven by one thing ££££ thats all they see, they genuinely couldnt give a toss about you, your house or your...

Im due to complete next friday, we sold my house and bought a new one together, we are in a 3 person chain (cash buyer on my house - Us - then an old lady who's going into a vacant flat. By the time we complete it will have been give or take 18, yes 18 weeks from offers being accepted to...

Love them, i just can't bring myself to spend £95 on airmax, I've just bought some suede adidas, so comfy but i hardly wear them cos of the rain lol!

snowdon will be chokka this weekend, go to llyn brenig in north wales, the roads round there are mega i went the other week it was mint!

I know one thing, my cars getting covered in s***e here on the Wirral!!

Re: an electronics failure causing things to turn off, Im an industrial electrical engineer (granted its not avionics but still my points are relevant) It seems unlikely as planes will have battery backups for all critical electronic controls systems (we do, & we only make paper) also a planes...

Davej_23

i wasnt aware of this.....

BT here, hardly ever have a problem but they are expensive....