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  1. James Clatworthy

    So pops and crackles for the PFL is apparently possible...

    love this how would it work on the S3? drive select? could you DM prices please!
  2. James Clatworthy

    Should I?

    Thanks all! i do love the sepang, and its always spotless! spend a bit too much time cleaning it haha! satin/matte grey is always something i've wanted.. and i just think it would look awesome.. but the sepang does look amazing.. just a bit of an itch i'm having at the moment.. i suppose you...
  3. James Clatworthy

    Should I?

    Hi Everyone, so there's a company near me that does plasti-dipping with a 2 year guarantee... i'm thinking of going satin grey, it's something I've always wanted to do, they charge £500 for a full cover. So just a few questions really, does anyone know if it damages paint at all? and also, what...
  4. James Clatworthy

    Sad news sigh

    bought my S3 at 20, only paid £670 for insurance.. guess its almost luck of the draw with the quotes you get.. i had a few bonus accelerator policies, so now have 5 years NCB at 21.. might be worth trying one of the 10 month policies?
  5. James Clatworthy

    Refurb S3 rims???

    Cwmbran wheel specialists, they nation wide I believe
  6. James Clatworthy

    Refurb S3 rims???

    I had mine done, the standard S3 wheel, and they were in pretty bad condition, they came back perfect, and at 98 pound a wheel i cant complain!
  7. James Clatworthy

    Facelift Facelift S3 saloon ibis white Turbo Technics V4

    Crazy build.. looks amazing!!! good work!
  8. James Clatworthy

    Fire away with questions!

    They keep calls for ever basically, the database is ridiculous...
  9. James Clatworthy

    Fire away with questions!

    Right.. so if they have told you not to worry, you're all good, because if it comes down to it, as you know all calls are recorded, you can say i was told by an agent that i don't have to cover them and then you're good, don't call back, you've got the answer, so you're fine!
  10. James Clatworthy

    Fire away with questions!

    just playing devils advocate here... but isn't a standard spec different to a basic spec.. if you go into detail.. Sepang blue is an extra... but a standard... if that makes sense
  11. James Clatworthy

    Fire away with questions!

    As I said, this is where insurance gets very very grey... my view is if your car is insured for the correct value, you shouldn't have to insure your factory extras.... this is only my view..... but it's kind of how every dealt with the situation
  12. James Clatworthy

    Fire away with questions!

    So, this is a really Grey area, and just to warn you, this could get quite lengthy, so get comfy and bare with me.. lol... So optional extra's are a weird one. One thing you're asked when insuring your car, is the value, now the value as we all know is affected by "optional Extra's" the...
  13. James Clatworthy

    Fire away with questions!

    Yeah I highly recommend declaring all mods, it's really not worth the risk...
  14. James Clatworthy

    Fire away with questions!

    Hey there! Not a problem at all, I'm glad there's content you're all finding useful! With oem vs non oem, are you talking modification wise and declaring them? Because, Hypothetically speaking... don't declare my mods, now I know people will think I'm an idiot, but hear me out here... and by...
  15. James Clatworthy

    Fire away with questions!

    The price increase is at renewal, it may not be affected, but it often is, yeah asking for a cheaper price regardless is a good idea!! You pay your insurance premium so you may as well claim the fuel! But yeah is @Tom.H mentioned, the more you claim the more the other person pays, and vice versa..
  16. James Clatworthy

    Fire away with questions!

    It depends on each company, some companies don't rate on it all, but claims, fault or non fault are rated on for 3 years by admiral, each year the impact on the premium decreasing by 33.3 percent.
  17. James Clatworthy

    Fire away with questions!

    Claims from abroad are nothing short of a nightmare hahaha! The language barrier is a night mare, however, to the customer it doesn't make a difference wether you hit someone in Barry or Barcelona, as long as you get details, the insurance company deals with it in exactly the same manner, in the...
  18. James Clatworthy

    Fire away with questions!

    Admiral have really good customer service, i can't fault them to be fair, they're s*** hot when it comes to dealing with it no fuss, a great way to gauge a company is when you speak to the new business team, because with the giant companies, they have procedures run across the board in all...
  19. James Clatworthy

    Fire away with questions!

    I was going to suggest that, I know it works for flights, no idea wether it works for insurance though, however it makes sense!
  20. James Clatworthy

    Fire away with questions!

    This is actually a really good point, I've always looked at defaqto as the FCA's rating system like hotels, it's a simple, consumer friendly way of rating the quality of cover on offer, whether that be car insurance or home insurance, i never pay a massive deal of attention to it, as I have...