Some insurers do ask for any factory options added.
Admiral did and didn’t change the premium at all, was the same as if I hadn’t checked any of the options.
Insurance hiked up this year???
- Thread starter haywoon
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Some insurers do ask for any factory options added.
Admiral did and didn’t change the premium at all, was the same as if I hadn’t checked any of the options.
Ahh ok. I was thinking it might be some independent person who brokers your insurance. I sometimes see people on instagram talk about getting car insurance from some person, might have been daniel khan mention someone.
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I was just trying to make a point
But quite a lot of young people who are petrol heads that I know anyway Work hard 2 jobs sometimes to be able to afford their dream car .Exactly, a new S4 is more than a new RS3
Bit of a ****** comment really as the chap made a point, don't have to **** on his chips saying how an S4 is lowly in comparison, as it isn't.
I just got a quote online as a new customer directly with my existing insurance company, with no change in circumstances and the exact same coverage, it’s £240 less than the renewal price they sent me!
If I was to take out a new policy with them instead of renewing my existing policy, can anyone think of any problems that could arise from doing this?
Also, can anyone recommend a good/cheap excess protection provider? If I increase my voluntary excess from £100 to the max £1000 (£1300 total with compulsory excess included), this would save us additional £110. I know HSBC do a decent policy under their ‘select & cover’ range for just £20 a month (no min term/can cancel anytime) which provides unlimited claims/cover not only for motor insurance but home, pet & travel insurance too and cover extends to your partner/dependants. You also get to choose two additional perks within the same price such as worldwide family travel insurance, comprehensive family European motor breakdown cover, gadget/phone cover etc. This is the best value for money I can find unless anyone knows of any better?
If I was to take out a new policy with them instead of renewing my existing policy, can anyone think of any problems that could arise from doing this?
Also, can anyone recommend a good/cheap excess protection provider? If I increase my voluntary excess from £100 to the max £1000 (£1300 total with compulsory excess included), this would save us additional £110. I know HSBC do a decent policy under their ‘select & cover’ range for just £20 a month (no min term/can cancel anytime) which provides unlimited claims/cover not only for motor insurance but home, pet & travel insurance too and cover extends to your partner/dependants. You also get to choose two additional perks within the same price such as worldwide family travel insurance, comprehensive family European motor breakdown cover, gadget/phone cover etc. This is the best value for money I can find unless anyone knows of any better?
My insurance is with LV and this year’s renewal is up by £200 over last year. When I looked at the renewal schedule there were changes in excesses, windscreen up to £140 Damage £300 fire and theft £500. I decided to run a quote as a new customer, wham, £256 cheaper, so I have changed my insurer and although the quote is slightly more than last year the excesses are much lower windscreen is £75 damage £150 and fire and theft £300, and hotel costs plus a car, and old for new extended too 2 years instead of 1 year, happy days.
