[ QUOTE ] bioharry, you must be paying a small fortune to be 19 and have a S3. The insurance must be stupiedly high. How much is it if you don't mind me asking? I have just turned 21 and had my A3 1.8 for just over a year and thought I was doing quite well. Just renewed my insurance with 3 years NC and am still paying £740 Fully comp. [/ QUOTE ] With 1 years NCD and no accidents or points my insurance is £1550 but thats just gone up by £105 because of the brake upgrade - Porsche boxter 332mm / 312mm rear. Anyone thinking of upgrading the brakes, all i can say is DO IT! I now have a pedal and not an on off switch! oh and i can stop from 130mph - 0 in very little time with no fade what so ever.