My insurance is currently very high for my 1.8t sport. This is due to my age (youngish) and my lack of 'no claims bonus'. My first quote was "we will not be able to offer you insurance on that car" my second quote was for £1500+ but I finally managed to get that down to £800 through searches on the internet. Now to the point, I want to get it chipped so I can match the power of my mums's nissan 200sx and wipe that smile off her face as the is no longer able to burn me out. But i cant afford to tell the insurance people what i plan to do. what sort of risk is this running? My friend reckons chipping without telling is stupid as if anything happens to the car the first thing the insurance people will check is if the car has been modded in any way thus getting out of paying you any money whatsoever if you have an accident. Is this the case? how easily would they tell? It would be good to hear from people who have chipped and have the insurance covered and those who have not. Or is this a too dodgy subject and people will think im an insurance company spy or something. well let me know... thanks..