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Car Insurance renewal time!

Discussion in 'General Chat' started by jojo, Sep 18, 2012.

  1. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Anyone heard of SureTerm Direct car insurance? My google searches have not come up with great reviews, they have extortionate excess and admin charges! BUUUUT, they just quoted me online to insure my S3 for 350, YES three-hundred-and-fifty-quid! fully comp with a 5k mileage limit(I doubt I'd even do 2k!) and mods declared!! Legal cover is £24.99 which I will be taking. The next best quote is £150 away!!

    I kid you not!
    [​IMG]

    Thoughts?
    #1
  2. skyinsurance
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    skyinsurance Site Sponsor Site Sponsor

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    Have you confirmed the price with them with the mods? If not, do this first and then report back.
    #2
  3. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    I'm getting a quote from you guys now! :)
    #3
  4. jdp1962
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    jdp1962 Grumpy Old Moderator Staff Member Moderator

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    Hi, Jojo

    I'm sure you don't need reminding that the lowest price isn't always the best price. I've just received an unfeasibly low quote from Admiral via Compare the Meerkat. It's unlikely I'll be taking it.
    #4
  5. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Yes, hence the question. I doubt I'd be going with these guys, **** reviews, and extortionate charges when you want to make changes etc., it could all add up to being more expensive! Bloody cheap though quote though!!
    #5
  6. jdp1962
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    jdp1962 Grumpy Old Moderator Staff Member Moderator

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    You have PM.
    #6
  7. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Spent almost half a day shopping for car insurance now, mostly waiting for them to call me back with a better quote after speaking to their under writers! Such a bore.....

    15 years ago, before we could get quotes online, I use to call 15 odd different insurance companies, and they could give me a quote there and then. It's a complex thing to insure a modified car these days. I trial tested GoCompare, Moneysupermarket and Confused.com with my modified car requirements, and out of the 100+ insurance companies, only a handful would quote, including the £350 I got at the start of this thread! Don't click on FMIC though, no one will insure you, if you have a FMIC, then you have to shop around!... I don't have a FMIC, but wanted to see what effects it had on the premium. Also, a remap with a 0-11% gain, vs 12-25% gain on the S3 equates to around 50-60 extra on the premium, based on these comparison sights.

    Still waiting for these quotes...
    Last edited: Sep 19, 2012
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  8. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Woohoo, insured for another 12 months! Saved £200 on the renewal quote! Result!! :arco:
    #8
  9. Nilz
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    Nilz Defo worth the wait :)

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    Who with?
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  10. jcs356
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    jcs356 Brum brum

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    Did you get a free Meerkat toy?
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  11. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    Prestige, look in the insurance section Nilzy!

    Unfortunately not Jase, quite gutted about that! lol
    #11
  12. SL11CKK
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    SL11CKK Active Member

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    Your so lucky though, paying that amount. Round where I am its not even worth talking about it. :(
    #12
  13. jojo
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    jojo S3 Drift King! Staff Member Moderator

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    It's a sign of old age bud. I've had my S3 for over 10 years, I'm 35 this year, and this is the first time I've ever had quotes for under £400 for this car, along with 14yrs NCB and clean licenses for both me and the other half... finally, limited to 5k miles, with occasional commuting to work use!
    Another thing to highlight during my insurance quotes is, how often the other half uses the car? I told them very occasionally, e.g., picking me from the pub when I've had a drink occasionally, so they need to know how the risk is spread between us. Never been asked that in the past!?
    #13
  14. rhubarb4
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    rhubarb4 Certified Jardo Slayer

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    Adrian flux we're the best I had and they have no problem with my FMIC when it's fitted.
    #14

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