Anyone heard of SureTerm Direct car insurance? My google searches have not come up with great reviews, they have extortionate excess and admin charges! BUUUUT, they just quoted me online to insure my S3 for 350, YES three-hundred-and-fifty-quid! fully comp with a 5k mileage limit(I doubt I'd even do 2k!) and mods declared!! Legal cover is Â£24.99 which I will be taking. The next best quote is Â£150 away!! I kid you not! Thoughts?