I quote, from Post #18 (my, that was a long time ago)
Two very useful previous threads (for those considering GAP Insurance)
http://www.audi-sport.net/vb/new-a3-s3-8v-chassis/201513-gap-insurance.html
http://www.audi-sport.net/vb/new-a3-s3-8v-chassis/197614-gap-insurance-again.html
GAP Insurance, like any other non-mandatory statute insurance, reflects personal circumstances, and your outlook on risk.
The choice of whether to buy life insurance, unable-to-work insurance, travel insurance or any other sort of insurance etc. depends on your personal circumstances, and your aversion to risk. Nothing more, nothing less.
Two very useful previous threads (for those considering GAP Insurance)
http://www.audi-sport.net/vb/new-a3-s3-8v-chassis/201513-gap-insurance.html
http://www.audi-sport.net/vb/new-a3-s3-8v-chassis/197614-gap-insurance-again.html