Who will insure my stage 1?

T-1000

Registered User
Do Admiral actually cover the mods though? I was advised that whilst they will insure you with the mods declared they won’t actually pay out should your vehicle be written off for any mods on the car.

Not a big deal I guess if they’re just software updates but if you have cosmetic mods then that could be a problem?

Correct. They’ll cover the car as you say but any mods they don’t.
It’s why I went with AIB a sponsor on here because they will actually pay out on modifications should the worst happen.
LV were ok with mods but only up to a certain level, once you go above 3/4 different areas they can’t cover.


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Riko0073

Registered User
Correct. They’ll cover the car as you say but any mods they don’t.
It’s why I went with AIB a sponsor on here because they will actually pay out on modifications should the worst happen.
LV were ok with mods but only up to a certain level, once you go above 3/4 different areas they can’t cover.


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Yes I went with AIB also for that reason, for the extra £100 over Admiral seemed a no brainer if you’ve got mods on the car.
 

Riko0073

Registered User
Our second year with them now, have all the cars/ van insured with them too.


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My 2nd year also, they were not very competitive on the renewal quote but dropped their quote considerably to compete with the market so kept my business.
 
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