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Who will insure my stage 1?

Roxman87 Aug 31, 2020

  1. Roxman87

    Roxman87 Registered User

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    So got my MRC stage 1 tune done the other day now it’s time to sort the insurance out, anyone know any companies that’ll will insure modified cars?
     
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  3. RS03_SEN

    RS03_SEN Registered User

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    All of them. They'll just charge a bit more. Try Adrian flux.

    Sent from my GM1913 using Tapatalk
     
  4. D0C

    D0C Registered User

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    Admiral. Declared my mods (exactly same as yours) and it added about £40 I think!
     
    Count Drunkula likes this.
  5. RS03_SEN

    RS03_SEN Registered User

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    That's well decent. My first year they tried to double my premium just for a map. Think that was Debenhams.

    Sent from my GM1913 using Tapatalk
     
    Roxman87 likes this.
  6. D0C

    D0C Registered User

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    I was gobsmacked. I will say that I was half way through my term. But even so, cheap as chips. They’ve been very good in the past, too.
     
    Roxman87 likes this.
  7. terminator x

    terminator x Registered User

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    Lol Admiral told me no mods so I had to change insurer, go figure!

    TX.

    Sent from my BBB100-2 using Tapatalk
     
  8. Walternate

    Walternate the 1st 5 days after the weekend are the hardest

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    admiral told me all my options fitted at the factory were considered mods!
     
  9. alanyork

    alanyork Registered User

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    A plan will insure with all and every mod.
     
    Roxman87 likes this.
  10. Sandra

    Sandra Administrator Staff Member Administrator Platinum Supporter Audi Main Dealer

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  11. DAN@ADRIAN FLUX

    DAN@ADRIAN FLUX Site Sponsor Site Sponsor

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    Hi.
    Please feel free to give us a try for insurance if you wish.
    Regards,
    Dan.
     
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  13. Sequence

    Sequence Registered User

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    Seems you guys don't like responding to quote requests?
     
  14. D0C

    D0C Registered User

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    That’s crazy. I’ve been with Admiral for years and they’ve always been ok.
     
  15. rjb79

    rjb79 Registered User

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    MRC stage 1 as well, new policy with Admiral started today, no one else could get close including all those that advertise as mod friendly.
     
    terminator x and D0C like this.
  16. Roxman87

    Roxman87 Registered User

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    Ran a quote on compare and turns out ford and elephant are the same price as what I’m paying now lol thought it would be a lot more then anticipated to be honest haha
     
  17. DannyRS3

    DannyRS3 Registered User

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    Check out A-Plan insurance. Their quote was on-par with my lowest quote on gocompare for an unmodified car, and was only £100 more for a full stage 2 remap and parts, and no additional charge to add other modifications with them. All in with modifications is £200 less than I paid to insure last year without any mods at all. So when I hung up I booked in for a stage 2 tune :)

    AIB was really friendly and helpful, but couldn't quote me on the spot, and ended up going with the above while waiting on a call back from them. Will update when I get a price and see how it compares...
     
    Roxman87 likes this.
  18. DannyRS3

    DannyRS3 Registered User

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    Update: AIB was almost identical to Adrian Flux for me, but they needed a vehicle tracker and couldn't cover me otherwise. A-Plan FTW by a mile :)
    I quoted forum membership to George at a-plan who said to send anyone else his way and that they are happy to offer deal to forum members.
     
    Walternate and martin lo like this.
  19. RS03WKS

    RS03WKS Registered User

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    Trying to insure an unmodified off the factory line is really a dice throw. With it being modified is on a another planet. I was quoted as high as 1400 or uninsurable for my London/Twickenham post code. Stuffed the details into gocomp... and found GA at 350. Not only post code lottery, also which month/day.. loaded onto the dice. Wonder, what will happen when I come to renew next year..
     
  20. terminator x

    terminator x Registered User

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    Mine has gone up every year^ which is nuts considering Year 1 the car was brand new!

    TX.

    ^yes I did shop around.

    Sent from my BBB100-2 using Tapatalk
     
  21. RAF_S7

    RAF_S7 Well-Known Member Gold Supporter

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    Try compare the meerkats.
    Declared all my mods.
    Insured ok (Brightside) was £100 up on previous though :footy:
     
  22. RS03WKS

    RS03WKS Registered User

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    yeah... Nuts indeed,
    hopefully not more than 10%. Wish I had a pay-rise like that every year.. dream on.
     
  23. D0C

    D0C Registered User

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    I pay £800 ish for Admiral multicar.

    That’s for the TTRS with mods declared and a 2013 Golf 1.6 TDI Bluemotion DSG with a learner driver also on it.

    Absolutely love the Golf...50-60mpg however you drive it, super smooth gearbox, comfy ride and good tech. A £7k bargain! I wanted a car I was happy leave anywhere, but it still looks really smart and is mint.

    I tried every permutation on Comparethemarket. My post code was the cheapest out of all my work colleagues despite them living in “better” areas. I also added my boss on my policy which reduced the premium by about 10%! Finally, putting in my driving licence number also reduced it by about another 10%. It’s really worth playing around with it all while obviously keeping it correct and legal.

    I am 30’s, max NCD, no points or accidents.
     
    RS03WKS likes this.
  24. RS03WKS

    RS03WKS Registered User

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    Forgot, added my Boss to my car to reduce the premium. (wife ):sneakiness:
     
    D0C likes this.
  25. Roxman87

    Roxman87 Registered User

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    Ford will insure me for engine tune up to 25% extra power and an air filter for £200 more than normal, £850 can’t complain
     
  26. Riko0073

    Riko0073 Registered User

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    I used AIB after my existing insurer wouldn’t insure me with the engine re-map! Aged 46, no points and full no claims!!!

    AIB quoted cheaper than my existing quote so just cancelled and moved the policy.
     
  27. RS03_SEN

    RS03_SEN Registered User

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    Do you insure BB5 postcode?

    Sent from my GM1913 using Tapatalk
     
  28. RS03_SEN

    RS03_SEN Registered User

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    I had to add my wife when I got points on my licence. Took it from 988 to 720.

    Sent from my GM1913 using Tapatalk
     
  29. DannyRS3

    DannyRS3 Registered User

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    I noticed this as well, it's actually cheaper to add the wife in, even though I'd never let her drive the car... By over £100 as well

    Did they demand you have a tracker? They were keen to insure me, but when I got a call back they wouldn't touch my car without as it's over 50k
     
  30. Riko0073

    Riko0073 Registered User

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    No didn’t require a tracker mate.
     
  31. DannyRS3

    DannyRS3 Registered User

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    Go figure... never seem to get the same quote twice with most insurers :)
     
    Riko0073 likes this.
  32. Riko0073

    Riko0073 Registered User

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    Yeah I know what you mean, I’ve never had a decent quote from Adrian Flux, yet others always recommend them for high performance cars!
     
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  34. RS03WKS

    RS03WKS Registered User

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    same here, Adrian flux, Chris Knott did not come through for me either. Initially, was given a comparable quote, then when referred back into the brokers, it all fell apart and could not be honoured. May be having an ageless number plate spooks the underwriters. Its definitely a mystery.
     
  35. T-1000

    T-1000 Registered User

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    AIB were great on our RS3 even with all mods declared.

    LV still insure the Golf GTD


    Sent from my iPhone using Tapatalk
     
  36. JohnM100

    JohnM100 Registered User Gold Supporter VCDS Map User

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    Yep, they told me the same when I was with them, even though I emphasised factory fitted by Audi at the time car was built.
     
  37. royalsteve68

    royalsteve68 Registered User

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    We have 4 unmodded cars. All with Direct Line. cheapest by far, s3 is £400, rs3 is £575, 2 old cars are about £200 each. All full protected NCD, hire car, legal assistance. Noone else came close. They said they may consider mods but no more than 20% extra power. Issue is i would have to get the work done then they quote....no thanks. Anyway, the s3 and rs are still under warranty .

    S3 is on an extended warranty - defo worth keep extending as cheaper if you let it lapse - only £400 a year with £0 excess, oem parts and labour, most things are covered (though there are a few exceptions)
     

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