So got my MRC stage 1 tune done the other day now it’s time to sort the insurance out, anyone know any companies that’ll will insure modified cars?
That's well decent. My first year they tried to double my premium just for a map. Think that was Debenhams. Sent from my GM1913 using Tapatalk
I was gobsmacked. I will say that I was half way through my term. But even so, cheap as chips. They’ve been very good in the past, too.
Lol Admiral told me no mods so I had to change insurer, go figure! TX. Sent from my BBB100-2 using Tapatalk
MRC stage 1 as well, new policy with Admiral started today, no one else could get close including all those that advertise as mod friendly.
Ran a quote on compare and turns out ford and elephant are the same price as what I’m paying now lol thought it would be a lot more then anticipated to be honest haha
Check out A-Plan insurance. Their quote was on-par with my lowest quote on gocompare for an unmodified car, and was only £100 more for a full stage 2 remap and parts, and no additional charge to add other modifications with them. All in with modifications is £200 less than I paid to insure last year without any mods at all. So when I hung up I booked in for a stage 2 tune AIB was really friendly and helpful, but couldn't quote me on the spot, and ended up going with the above while waiting on a call back from them. Will update when I get a price and see how it compares...
Update: AIB was almost identical to Adrian Flux for me, but they needed a vehicle tracker and couldn't cover me otherwise. A-Plan FTW by a mile I quoted forum membership to George at a-plan who said to send anyone else his way and that they are happy to offer deal to forum members.
Trying to insure an unmodified off the factory line is really a dice throw. With it being modified is on a another planet. I was quoted as high as 1400 or uninsurable for my London/Twickenham post code. Stuffed the details into gocomp... and found GA at 350. Not only post code lottery, also which month/day.. loaded onto the dice. Wonder, what will happen when I come to renew next year..
Mine has gone up every year^ which is nuts considering Year 1 the car was brand new! TX. ^yes I did shop around. Sent from my BBB100-2 using Tapatalk
Try compare the meerkats. Declared all my mods. Insured ok (Brightside) was £100 up on previous though
yeah... Nuts indeed, hopefully not more than 10%. Wish I had a pay-rise like that every year.. dream on.
I pay £800 ish for Admiral multicar. That’s for the TTRS with mods declared and a 2013 Golf 1.6 TDI Bluemotion DSG with a learner driver also on it. Absolutely love the Golf...50-60mpg however you drive it, super smooth gearbox, comfy ride and good tech. A £7k bargain! I wanted a car I was happy leave anywhere, but it still looks really smart and is mint. I tried every permutation on Comparethemarket. My post code was the cheapest out of all my work colleagues despite them living in “better” areas. I also added my boss on my policy which reduced the premium by about 10%! Finally, putting in my driving licence number also reduced it by about another 10%. It’s really worth playing around with it all while obviously keeping it correct and legal. I am 30’s, max NCD, no points or accidents.
Ford will insure me for engine tune up to 25% extra power and an air filter for £200 more than normal, £850 can’t complain
I used AIB after my existing insurer wouldn’t insure me with the engine re-map! Aged 46, no points and full no claims!!! AIB quoted cheaper than my existing quote so just cancelled and moved the policy.
I had to add my wife when I got points on my licence. Took it from 988 to 720. Sent from my GM1913 using Tapatalk
I noticed this as well, it's actually cheaper to add the wife in, even though I'd never let her drive the car... By over £100 as well Did they demand you have a tracker? They were keen to insure me, but when I got a call back they wouldn't touch my car without as it's over 50k
Yeah I know what you mean, I’ve never had a decent quote from Adrian Flux, yet others always recommend them for high performance cars!
same here, Adrian flux, Chris Knott did not come through for me either. Initially, was given a comparable quote, then when referred back into the brokers, it all fell apart and could not be honoured. May be having an ageless number plate spooks the underwriters. Its definitely a mystery.
AIB were great on our RS3 even with all mods declared. LV still insure the Golf GTD Sent from my iPhone using Tapatalk
Yep, they told me the same when I was with them, even though I emphasised factory fitted by Audi at the time car was built.
We have 4 unmodded cars. All with Direct Line. cheapest by far, s3 is £400, rs3 is £575, 2 old cars are about £200 each. All full protected NCD, hire car, legal assistance. Noone else came close. They said they may consider mods but no more than 20% extra power. Issue is i would have to get the work done then they quote....no thanks. Anyway, the s3 and rs are still under warranty . S3 is on an extended warranty - defo worth keep extending as cheaper if you let it lapse - only £400 a year with £0 excess, oem parts and labour, most things are covered (though there are a few exceptions)
