Rayner_1704
DAN
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- Jan 9, 2015
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Hi question to the folk who are under 25 who do you get insured with and what are you paying ?
Thanks
Thanks
25 is a milestone for insurers. F*ck knows why - the snowflake generation is far more risk averse (albeit far more naive) than most others. Anyway, if you can insure the car at less than £1k at 24/25 you have done well. Mine was the best part of £650 and I am pushing 50 ***.I’m 24 and yesterday I was being quoted £1700 and then I realised my insurance runs out on the 3rd and I passed my test on the 2nd March adding a year on and an extra no claims and now it’s £900
Insurance companies are a joke
I’m 25 mid April. Bought it on the 22nd and even waiting until the 3rd is killing me never mind waiting until April. Even at 25 I can’t see it being much cheaper then 90025 is a milestone for insurers. F*ck knows why - the snowflake generation is far more risk averse (albeit far more naive) than most others. Anyway, if you can insure the car at less than £1k at 24/25 you have done well. Mine was the best part of £650 and I am pushing 50 ***.
I’m 25 mid April. Bought it on the 22nd and even waiting until the 3rd is killing me never mind waiting until April. Even at 25 I can’t see it being much cheaper then 900
Yes I had the same when I first got the new S3 last year because it was over £25k value or because I wasn’t old enough. The amount of times I filled all the info out for a quote and at the end just got the big fingerI’m 29 with 8 year NC and I’m only paying £50 less than that
Quite a lot of companies... including all the forums sponsors have come back saying they won’t insure me as I’m under 30... even though one says they specialise in insure younger drivers
I’m 20, mine cost £2700 with Elephant and that was with a grand Multicar discount.
Who are you all with to get prices that low? I will cancel haha!
Mine was with go skippy 7 year driving 5 years no claims and £900 previous to that I was getting £1700 as best price.I’m 20, mine cost £2700 with Elephant and that was with a grand Multicar discount.
Who are you all with to get prices that low? I will cancel haha!
I got more ncd than your age Matt
Mine was with go skippy 7 year driving 5 years no claims and £900 previous to that I was getting £1700 as best price.
I was with admiral but they quoting £2000I had a quote from them for £3000 earlier on, looks like Admiral/Elephant are still coming up trumps. I’ve had 5 cars, 3 of which have been with them because they are friendly as it turns out with fast cars and young drivers compared to most.
I'm 26 and mine is about £850 a year with 4 years no claims. I'm at mid-senior level in a business and live in a very desirable postcode (OX2) so that helps.
Just sharing my experience of insurance costs as someone younger. Job title and postcode definitely come into it, but postcode more so. I lived in Peterborough for 6 months when I was 22 and the difference in insurance between PE2 and OX15 was £400 a year, and that was a Golf GTI. And PE2 isn't rough at all.Show-off
37 - six Points - 2 non fault claims - £800. Must be hard for you younger lads.
Cheapest insurance I’ve ever had was at 19 with 2 years NCB, £600 a year with Aviva on a 1.4TFSI A3 S Line. Went up to £1700 with my S3 from there and then £2700 for the RS3. Price I pay for a 400bhp car...
Insurance is just madness. The 3-4 weeks leading up to my RS3’s arrival, I was getting concrete quotes with a policy of £1000 a year.. I could have clicked and bought the policy against a 67 plate RS3 specced like mine. In the last 2 weeks, it rocketed again and saw me back at £2700+.
I couldn’t save the £1000 quotes because they had to be against a registration number, when you give one they seem to regenerate the quote.
I found this when I was looking at quotes towards the end of last year... quote after quote was coming back around £550 every time... then all of a sudden then was a jump and the cheapest I could get was just over £800
No ideas why the jump out of nowhere happened?!
I’m a mech engineer for an off shore oil and gas company and I don’t think that helps tbh but the post code is one of the lowest risks around meI'm 26 and mine is about £850 a year with 4 years no claims. I'm at mid-senior level in a business and live in a very desirable postcode (OX2) so that helps.
Yes I had similar one day from another could be hundreds of pounds different it’s ridiculousI found this when I was looking at quotes towards the end of last year... quote after quote was coming back around £550 every time... then all of a sudden then was a jump and the cheapest I could get was just over £800
No ideas why the jump out of nowhere happened?!
What car is it? I’m struggling because all the specialist company’s for young drivers and hot hatches under 25k and the car in question is 36kAdmiral/Elephant where the cheapest for me for year 1 and year 2 (£1100 and £1350)
Very good prices considering I was 19 at the time with 0 ncb
Now at 21 the cheapest I can get is around £1300 with swift/axa. With 2 years ncb considering the value of the car has dropped to under 25 k.
How on earth does that make sense.
Admiral/Elephant where the cheapest for me for year 1 and year 2 (£1100 and £1350)
Very good prices considering I was 19 at the time with 0 ncb
Now at 21 the cheapest I can get is around £1300 with swift/axa. With 2 years ncb considering the value of the car has dropped to under 25 k.
How on earth does that make sense.
What car is it? I’m struggling because all the specialist company’s for young drivers and hot hatches under 25k and the car in question is 36k
I will try them, thank you!
Value of the car dropping isn’t a good thing, cheaper you to the higher the Insurance gets.
Surely the car dropping value means they’ll have to pay out less in an event of a total loss ?
at with a box?Aviva still seems to be the cheapest for me, also if you can stomach 200 miles of boring driving the Aviva drive app can save you up to 30% off as well. I got 8.1 out of 10 and reduced my cost by about 25%, meaning my S3 was a little over £600 to insure (22 years old, 4 years ncd).
Admiral and their sister companies usually come up cheap but I’d never touch them again after my past experiences with their claim department.
Nah no box for the actual policy, don’t even know if Aviva do them.Th
at with a box?
Nah no box for the actual policy, don’t even know if Aviva do them.
Also, Aviva drive app is optional anyway (just if you want extra discount) was an app on my phone and you manually start it before you set off and when you reach your destination it says do you want to save this journey, if you say no your miles aren’t added and your score isn’t effected for that particular trip. Did my 200 miles in a single day with a work trip to Birmingham cruise control set to 70 on the motorway for the journey.