That insurance is a joke though huh!
What happens if you go round to someone house and stay the night?
Example... Like you have started dating a healthy girl recently, you go round visit her, maybe go to the local pub to get her drunk as quickly as possible then get her home quickly to get her in bed.... scratch that.... I mean go to the pub, have a few adult beverages, then go back and fall asleep (after watching a movie that you were not really interested in) on her sofa and she retires to her boudoir....
Anyhows, you stay the night and it gets nicked. Some lowlife nicks it by braking and entering or any other means but he nicks the car. Totals it, kills himself. Costs us all a fortune, breaks his family's hearts... the list goes on.
Will insurance pay out? Surly you don't declare when you are going to stay at someone else's house? Whats the difference? The car was afterall not in the garage of your house.... it was at that healthy girls place.
The list could go on.... you get home from work at 7 at night, park on the road, go in the house, car keys on the table. Then you nip in to see the neighbour for 5 mins for some reason or other... House gets busted, keys get nicked, car is gone. You were planning on taking the car back out as you needed to visit yer old dear or something... should you have parked it in the garage? Wont they pay out? What is classified as night time parking?
Strange things happen. I was asleep in my flat and got broken in too, some guy popped his head round my bedroom door and I heard it and looked up... he bolted and I gave chase (which I should probably not have). Never caught him. This was at 5 in the day. Got back in the house and the video player was all looked out, the CD's and Hi-fi unplugged. CID came and dusted the place but no luck.
Just dont seem right to me.
Nothing I can do but I really feel for Chuckyd!