Hello people
I've been a named driver on my dad's policy for years now and I now use the car a lot more and it's renewal time so I'm going to insure in my name to start building some NCD.
3 years ago I had an accident as a named driver, a claim was made I was found to not be at fault and a full recovery was made.
Do I still have to declare this as I wasn't the policy holder?
I've googled it and found mixed answers so thought I'd ask here.
I've been a named driver on my dad's policy for years now and I now use the car a lot more and it's renewal time so I'm going to insure in my name to start building some NCD.
3 years ago I had an accident as a named driver, a claim was made I was found to not be at fault and a full recovery was made.
Do I still have to declare this as I wasn't the policy holder?
I've googled it and found mixed answers so thought I'd ask here.