So, after messing around every year trying to find reasonable (I don't even mind if it's not "cheap" - just okay would do!) insurance, here I am again. 24 years old, male, 2 year old A3 TDI Black Edition 170. 2 years NCB. Let's see how we get on. As a ballpark, last year's insurance was 1000, rising to 1400 when I moved house into a worse postcode area. The target this year is initially back under 1000, aiming at 800. So what have we had so far? - Audi Insurance "unable to quote" because apparently young people are allowed to buy Audi's, but not insure them. - Aviva wanting £3000 - Direct Line wanting £1800 - My own renewal with Admiral coming through at £1111, although that's got some extras which I'll be removing, so call it £1000. So I do some more digging. If I go on a price comparison site and use last year's details I get £720! Excellent. But wait, a few details have changed in 12 months, so I correct those. £730! Okay, let's look at those quotes. 1) With Bell and wants one of those stupid little boxes. I have no particular objection to having my driving monitored, but my commute is twisty A-road and some lanes... some braking and hard cornering is, while perfectly safe, common. So this is out. 2) plus 3 and 4, are variants of my current company, and all are lower than my current quote. Possibly a bargaining chip, although it may be that they have some details which I've corrected. I've no idea if they instantly match or whether I can even use these quotes as I'm already a customer. 5) Tesco Bank, at about £880. My only other realistic option, and the backup option if I argue too hard with Admiral and end up cancelling in protest I do a re-quote on Tesco's site and, despite a supposed discount for clubcard members I get slightly higher at £900! What gives there? Same details + discount = higher price? So the plan of attack is to get in touch with Tesco, ask for a clubcard discount on that quote and see if they can price match Admiral. I'll then get in touch with Admiral and see if they can price match their own online quote. If I can get either of them below £800 I'll be happy, although below £700 would be ideal... updates to follow! And if any of the car clubs on the forum see this - let me know if you've got any chance of beating £700 for an unmodified A3 Quattro Black Edition TDI 170, for a 24 year old male in a "B grade" postcode area according to the checker, and I'll give you a call.