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S4 - Insurance

Phill_ Dec 8, 2015

  1. Phill_

    Phill_ Audi S4

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    Well it's that time of year again and my current insurer are imposing a compulsory £500 excess for a 'performance' car...

    ...So who has their S4 insured with which company?
     
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  3. scotty76

    scotty76 Registered User

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    Bristle Hound likes this.
  4. jdp1962

    jdp1962 Grumpy Old Man

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    I'm with Mulsanne, via Allen and Allen. My excess is £300, but rises to £500 if I exceed the mileage limit.
     
  5. ross27

    ross27 Registered User

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    I'm with Admiral, on a multi car policy. The S4 portion is only £320, with a £250 excess.

    I'm 25 with 8 years no claims, and the car is used for business also. The premium is half of what i used to pay on my 370z.
     
  6. nky_84

    nky_84 6th Gear

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    I just got a quote from Direct Line. My S3 was £180 for the year and they wanted to add £80 to the premium to change to an S4 i'm hopefully about to purchase but i moaned and they managed to get that down to £20, so £200 all in, which isnt bad. I'm 31 with 9+ years NCB and car kept on driveway. Recently married and told them thinking it would go down and it actually put my policy up £2!!

    On a similar note, i was going to take the 5 days insurance cover that comes with approved used cars. Any small print or horror stories i should be aware about if the worst happened?
     
  7. Stu2w

    Stu2w Registered User

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    Our S4 is covered on our company insurance. They turned round and said "it's only a 3.0 tfsi" what group are they?
     
  8. opelfruit

    opelfruit Registered User

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    I'm with morethan. Zero voluntary excess and £100 compulsory.

    I pay £350 annually, protected no claims, hire car, legal cover.

    Early 30's, 2 kids and 10 years (max) no claims discount.


    Also, had to make a claim with them a few years back and they were fantastic, if they out their prices up I'd stay with them just based on that alone.
     
  9. DAN@ADRIAN FLUX

    DAN@ADRIAN FLUX Site Sponsor Site Sponsor

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    Hi, have you tried us for insurance yet? If not, feel free to drop me a line.

    Dan
     
  10. golfather1

    golfather1 Registered User

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    I have tried everywhere & the best quote i found with Chris Knott's, £430 with Forum discount.
    Good customer service & if you can show them your cheapest quote they can match it or do it cheaper then that. i am 35 year old with 6 years no claim bonus.
     
  11. ub7rm

    ub7rm Registered User

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    I'm with Aviva, can't remember the cost but I was £500 to insure 2 cars - the S4 and a vauxhall corsa (stop sniggering). If I recall it was roughly 50/50; the S4 seemed cheap and the corsa seemed expensive by comparison. I guess more corsa's get crashed than S4's.
     
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  13. Bristle Hound

    Bristle Hound Moderator Staff Member Moderator

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  14. Phill_

    Phill_ Audi S4

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    Well, I went with Aviva again in the end as they were cheapest, just a risk with the £650 excess (£500 compulsory, £150 voluntary which is not really voluntary as it's the lowest they do)
     
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  15. scotty76

    scotty76 Registered User

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    That's the same as me this year. Not great about the excess but it was the best all round option for me.
     
  16. Bristle Hound

    Bristle Hound Moderator Staff Member Moderator

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    @Phill_ - Just out of interest Phil how much did you end up paying in the end?

    When I renew mine it will be with, ahem, Saga lol
    They are consistently the cheapest decent policy with a sensible excess, for me anyways
     
    rabhrab and scotty76 like this.
  17. Phill_

    Phill_ Audi S4

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    £406, with protected no claims and courtesy car.
    34 with 15 years no claims.
    3 points (TS10)
    1 (big) non fault accident
    Girlfriend as named driver on the policy with only 3 years driving experience.
     
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