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Paint protection film & insurance

Rubensolo May 8, 2018

  1. Rubensolo

    Rubensolo Member

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    Hi everyone,
    New to the forum and patiently waiting for an Audi A5 Coupe.
    Currently have an Audi Q5 black and after a couple of months of ownership notice many stone chips and light scratches that are quite visible as the colour doesn’t help.
    Thinking of adding paint protection film to the A5 but unsure on what price I should expect to pay for it. Looking for a place close to Croydon/Bromley.
    Another query I have is regarding insurance. Could the paint protection film be covered by a car insurance provider? As I am assuming it may cost around £2k I would prefer my insurance to cover it in case of an accident and replacement needed.
    Any help would be appreciated.
     
  2. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    Best call your insurance provider but l dare say insuring the PPF will increase your insurance premium but should be well worth it incase of the worst happening
    £2k should pay for the bonnet, bumper and 2 wings,probably what these panels would cost to get resprayed lol
     
    Rubensolo likes this.
  3. Rubensolo

    Rubensolo Member

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    I am with Admiral and I assume they won’t cover any modifications. I am keen on changing to a different provider anyway but not sure which one to chose. Attempted to get a quote from Adrian flux but they didn’t reply to my messages once the quote was provided.
     
    jassyo06 likes this.
  4. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    I did consider ppf but went on a holiday instead, l have two bad stonechips on my bonnet, my cars only covered 4k miles, the second stonechip only happened this morning, it came off the tyres of a car/van on the other side of the dual carriageway, it was the only vehicle on the blooming road at 05-30.. Hows that for bad luck, even considering this l don't regret not getting the PPF as the panels covered by the PPF don't have the lustre/gloss plus l can disguise the chips with cornel painting pen of which l am waiting delivery of from the good old USA
     
    T-800 and Rubensolo like this.
  5. Andy350z

    Andy350z Member Team Floret Silver Team V8 Team Sepang Audi S6 Audi S4

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    I didn't tell my insurance when I had PPF and they refused to cover cost of repacement when I had an accident. Still covered the rest though.
     
    Rubensolo likes this.
  6. Rubensolo

    Rubensolo Member

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    Maybe I am over reacting to light scratches and stone chips. If the car insurance is unable to replace the PPF after an accident it may not be worth it.
     
  7. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    If you do decide to get it done l would only get the bonnet and front bumper done but some of these company's charge a arm and a leg for PPF
     
  8. scotty76

    scotty76 Well-Known Member Team Phantom Audi S4

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    @Rubensolo changed to Admiral when I had my A4 B7 remapped (+20% bhp) and only increased the premium by a modest amount so they may be more approachable than you think.
     
  9. Rubensolo

    Rubensolo Member

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    Thanks for that. I will call them and request information regarding the paint protections film.
     
    scotty76 likes this.
  10. Rubensolo

    Rubensolo Member

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    I have been quoted around £1500 for the front and rear bumper. No need to do the sides?
     
  11. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    Rear bumper??? Never had a stone chip on a car in this area bonnet is a must before any other panels mate
     
    Rubensolo likes this.
  12. Rubensolo

    Rubensolo Member

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    Hi,
    Would you recommend ceramic coating?
     
  13. Steff s3

    Steff s3 Well-Known Member Team Nardo Audi RS3

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    Awright jassyo6..how you doing bud.
    Regarding the topic above, when my car was in a slight bump last year, not my fault mind, I had the full front end of my PFF replaced and ceramic coated, all covered by the insurance.
    And that was Admiral and when I first had it installed I never phoned the insurance to tell them about it.
    Don’t get me wrong I had to show them a copy of the original invoice when it had been installed the first time but it was all covered by them.
    Is it worth having PPF!!! Yea defo I’d say.
    Still though...holidays better.
     
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  14. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    Yeah ceramics can be applied on top of the PPF
     
  15. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    Hi mate you one a watch with Admiral then covering your ppf hope your still enjoying the RS3
     
  16. Rubensolo

    Rubensolo Member

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    If I try to do PPF and ceramic coating that will be a lot of holidays to be missed within the next couple of years!
    I was thinking of ceramic coating as an alternative to PPL. I am aware that it does not protect the vehicle from stone chips.
     
  17. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    It's really up to yourself mate just go with the PPF you'll be able to apply a ceramic coating a bit later when funds allow, ppf is good stuff wish l had applied to my bonnet and l still might do
     
  18. Rubensolo

    Rubensolo Member

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    Cheers for that. Still pondering but more incline to the PPF now.
     
  19. Williewest

    Williewest New Member

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    Rubensolo, sorry to jump in so late in the discussion. In Scotland at least, £2k(ish) buys a front end PPF (bumper, bonnet, wings, mirrors) on an A5 sized car, Gtechniq ceramic coating on the rest with a coating of Gtechniq Exo over everything (so the PPF and the paint appear virtually identical in terms of gloss and how they repel water). The wheels, glass & interior also have Gtechniq treatments applied. Incidentally, the PPF I've used is Expel Ultimate which I'm delighted with. Finally, I contacted my insurer (Aviva) after fitting and they told me that they would pay to have these treatments replaced in the event of a claim - there was no additional premium. Hope this helps.
     
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  20. Rubensolo

    Rubensolo Member

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    Thanks for that. Still undecided about it. The detailer suggested that it might not be worth for an A5 as the front could be respray for a quarter of the price of the film. I am definitely going for a ceramic coating. Delivery is hopefully taking place next week.
    I am unlikely to keep the vehicle after the 4th year which is also why I am not sure if the film is worth it.
     
  21. Williewest

    Williewest New Member

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    Agreed - the PPF is expensive and is really only economically viable over the longer term, when you might be looking at a couple of visits to the paintshop. For me however, it helps to keep my OCD in check, especially as I live in a rural area which seems to have lots of loose chippings on fast roads. PPF probably wouldn't be required if the car lived in the city year round. For sure, the ceramic coating provides great peace of mind against normal wear & tear (wash damage, sun, bird droppings, tree sap, etc). Enjoy your new car!
     
  22. Rubensolo

    Rubensolo Member

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    I am also getting a bit OCD with the current car afraid of stone chips. I do a lot of motorway drive which I am still pondering about it.
     
  23. Williewest

    Williewest New Member

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    In that case, perhaps consider just the 'bra' - should be a lot cheaper and provides protection for the most highly exposed areas. See the sketches from Paintshield's website to see what I'm talking about - http://www.paintshield.co.uk/kits.php?kit=standard. However, there will be a very faint line running the width of the bonnet - colour and viewing angle can determine how noticeable this is. Personally, I don't think it's a big problem, especially when you know why its there. Ultimate Shine Autos in Stirling is my detailer and they only fit bras to the Rolls Royces (!) in their private hire company - it looks fine.
     
  24. Rubensolo

    Rubensolo Member

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    Thanks for all the comments. Looking at my budget I may go ahead with the PPF and coating. Any disadvantages of applying coating on top of the film? Or just overkill?
     
  25. jassyo06

    jassyo06 Voodoo Man ! Gold Supporter Audi S3 Black Edition Porsche Voodoo Blue S3 Saloon

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    Your detailer will advise personally speaking there's all different types of ppf on the market now, all do things slightly different or better
     
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  26. Williewest

    Williewest New Member

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    Personally don't think it's overkill. With regard to Gtechniq products, I apply Exo over the ceramic coating and the PPF. That way, the gloss and water beading is virtually identical on both areas to the extent you won't even notice the PPF
     
    Rubensolo likes this.
  27. Rubensolo

    Rubensolo Member

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    How do you find the maintenance of it? Need to do more research on it. Just hoping it does not require expensive maintenance with too many additional products needed.
     
  28. Williewest

    Williewest New Member

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    The longest I've had it on any 1 car is 2 years. Zero maintenance. It (the PPF) never even seems to require claying, whereas the ceramic does.
     

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