Few weeks ago a deer ran out in front of the wife in her Fiesta Vignale and smashed the front end of her car in. She claimed on the insurance and it was in repair for 3 weeks and got it back on Saturday.
She's off work this week, so I decided to give the car a run out yesterday and take it to work. On a 3 lane roundabout, a woman in the outside lane decided she wanted to go all the way around as I was exiting and she crashed into the side of the wife's car.
If I claim through the insurance, on future quotes, who declares that accident? The wife, as it's her policy? Me, as the driver? Or both? I have my own policy on my Audi but I'm a named driver on the wife's. Just curious as to who declares it going forward.
She's off work this week, so I decided to give the car a run out yesterday and take it to work. On a 3 lane roundabout, a woman in the outside lane decided she wanted to go all the way around as I was exiting and she crashed into the side of the wife's car.
If I claim through the insurance, on future quotes, who declares that accident? The wife, as it's her policy? Me, as the driver? Or both? I have my own policy on my Audi but I'm a named driver on the wife's. Just curious as to who declares it going forward.