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Making a claim for vandalism

Raiden Aug 16, 2017

  1. Raiden

    Raiden Well-Known Member

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    My S3 has got done for the second time now at work and debating what to do?

    Got 9 years NCB protected and its fully comp and just wondering if anyone has ever bitten the bullet and made a claim? Did your insurance go up much the following year? I'm thinking I am in my mid 30's so it can't go up much more if I claim can it?

    Looking at my policy it does say I can claim for accidental damage but can't find anything on vandalism. I found a website that said a lot of fully comp polices should cover this but I always thought they didn't.

    I did make a none fault claim 2 years ago which didn't go against me so I guess I would still be fine?
     
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  3. martin1984

    martin1984 Well-Known Member Team Silver Audi A4 Audi Avant Owner Group TDi

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    Depends on each insurane how they view to weather it goes up even with your ncb as my car was hit in a car park where i live and 1 company said they class it as vandaslism but another company said its classed as hit and run even tho i had no third party details

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  4. Raiden

    Raiden Well-Known Member

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    Well my insurance said all ill pay is the excess but they where vague if my NCB will be effected. Ill get a price for it to be painted but I think it will be loads of money
     
  5. Pinky1959

    Pinky1959 Active Member

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    Get on to the insurance company , They should know if the ncb will be affected I would have thought, Get it in writing if you can , Can this not be classed as hit and run ? How bad is the damage ?
     
  6. Raiden

    Raiden Well-Known Member

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    [​IMG]

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    Got a quote from Chipsaway for £380 so I think I'll pay out my own pocket. Then a camera is £130.

    Good thing is the Chipsaway man has a unit so it should be a descent job


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