beanoir
Large Member
I know there are a few peeps on ASN that work in the car insurance industry and i'm tryin to prempt a potentialy nasty situation that may arise.
The background is, I sit on the commitee of my local football team and this weekend whilst paying a match the team's changing rooms were completely turned over and a vast amount of possesions were stolen, incluing mobile phones, wallets, keys, wedding rings, watches, the lot.
To make matters worse, they also made off with a couple of the players cars, including a brand new Golf GTi and a 3 series BMW.
Obviosuly the police were called and statements provided and it transpires that the chaging rooms were not locked. The people that own and run the social club in which the chnaging rooms are situated claim no respsonsibility for ensuring the rooms are locked during a game and that the key is left with a member of the team for this reason.
We could go on a witch hunt but no memeber of the team is interested in finding a culprit although I suspect this may change.
I'm wodering if and when the owners of the 2 cars that were stolen file their claims with their respective insurance company and the police report is provided stating that the changing rooms were not locked, whether this is likely to invalidate their right to claim for the loss. If so, then it also begs the question if they have a legal right of recourse against the person that should have locked the changing rooms, potentially even suing the football club?
To add insult to injury, my tenant is also a player on the team so i've had fun with locksmiths this weekend too and ruined my Sunday double whammy!
Any ideas appreciated if there are any lawyers/solicitors in the mix.
Cheers
Nick
The background is, I sit on the commitee of my local football team and this weekend whilst paying a match the team's changing rooms were completely turned over and a vast amount of possesions were stolen, incluing mobile phones, wallets, keys, wedding rings, watches, the lot.
To make matters worse, they also made off with a couple of the players cars, including a brand new Golf GTi and a 3 series BMW.
Obviosuly the police were called and statements provided and it transpires that the chaging rooms were not locked. The people that own and run the social club in which the chnaging rooms are situated claim no respsonsibility for ensuring the rooms are locked during a game and that the key is left with a member of the team for this reason.
We could go on a witch hunt but no memeber of the team is interested in finding a culprit although I suspect this may change.
I'm wodering if and when the owners of the 2 cars that were stolen file their claims with their respective insurance company and the police report is provided stating that the changing rooms were not locked, whether this is likely to invalidate their right to claim for the loss. If so, then it also begs the question if they have a legal right of recourse against the person that should have locked the changing rooms, potentially even suing the football club?
To add insult to injury, my tenant is also a player on the team so i've had fun with locksmiths this weekend too and ruined my Sunday double whammy!
Any ideas appreciated if there are any lawyers/solicitors in the mix.
Cheers
Nick
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