1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Insurance issue after stolen claim

MagpieMatt May 29, 2018

  1. MagpieMatt

    MagpieMatt Member

    62
    14
    8
    Hi

    My car was stolen last month then wrote off in a RTC with west midlands police. Ive brought a new car and ive been shopping round for new insurance, ive noticed theres ALOT of companies that won't insure me, baring in mind im 26 clean licence with 6yncb (was named for first few years)

    Anyway I rang through to Chris Knott and Sky insurance this morning and they both refused to insure me because a 'fault' claim even though its not my fault my car was stolen was on my record within the last 12months!

    Ive even had an Autowatch Ghost, tracker and use a crook lock overnight as a deterrent added to my new car.

    Luckily theres a few top brokers and underwriters that are willing, however only a handful compared to normally everyones offering me something.

    Has anyone had to deal with with garbage before?

    Matt
     
  2. Avatar

    Google AdSense Advertisement


  3. royalsteve68

    royalsteve68 Well-Known Member TeamMisano Team Ara Blue Audi S3 Audi RS3

    1,528
    458
    83
    Car insurance is the biggest scam ever.....and they wonder why people don’t bother to insure when the thieving scum treat people who do insure like dirt. I think it’s a disgrace that insurance companies important detail in minuscule writing in terms and conditions. Direct line and priviledge seem ok as both are UK insurance and provide summaries of the key salient points. Most people I will bet don’t realise that you are not insured if you leave windows down or convertible roof undone.
     
    RS3 S. likes this.
  4. Seanchadwick2k3

    Seanchadwick2k3 Audi A6 C6 2.0tdi 2011 Sline Special Edition Audi A6 S-line owners group Le Mans Edition

    369
    192
    43
    I'm was a named drive and had a bump in the car, not at fault and all costs reclaimed yet my dad insurance on another vehicle went up because he was the policy holder it's a joke!
     
  5. ZN7

    ZN7 Member Team Glacier Audi RS3

    37
    20
    8
    Both of these examples are an absolute joke!

    To add to the list, my quote went down by £250 when I changed my address to my parents gaff which is literally 2 miles down the road. How can the different of 2 miles in location equate to a £250 increase in price!
     
    Seanchadwick2k3 likes this.
  6. Seanchadwick2k3

    Seanchadwick2k3 Audi A6 C6 2.0tdi 2011 Sline Special Edition Audi A6 S-line owners group Le Mans Edition

    369
    192
    43
    I can beat that one mate, I moved a couple of years ago to a house so close we carried half of our stuff there and had a similar increase!
     
  7. pxr5

    pxr5 Active Member Team Mythos TDi A7 Owner Group Black Edition quattro S-line owners group

    146
    145
    43
    Here's another. When my son moved out of our house with his gf they put his premium up by c20% due to the change of post code. Anyway 2 years later and he's moved back to a rented property just around the corner from me; so back to the original post code. I was fully expecting a rebate, but they put his premium up again. This was with a different insurer, but surely there must be consistencies. I was gobsmacked.
     
    RS3 S. and Seanchadwick2k3 like this.
  8. DAN@ADRIAN FLUX

    DAN@ADRIAN FLUX Site Sponsor Site Sponsor

    295
    59
    28
    Hi.
    With regards to the theft incident I fully sympathize with you regards theft claims but unfortunately generally with most insurers they are treated as an "at fault claim" unless a full recovered in costs can be made.
    Have you tried ourselves for insurance at all?
    Regards,
    Dan.
     
  9. RS3 S.

    RS3 S. Well-Known Member Team Daytona Team V6 SQ5 owners group Audi Q5 S tronic

    524
    265
    63
    ............i've heard that some companies even take a ''speed awarnes course'' now as an excuse to put up the cost?. I was always under the thought that these were instead of the 3 points fixed penatley notice & there was no need to disclose the course as no points added to you'r licence?. Car insurance along with most others is the biggest con going.
     
  10. DAN@ADRIAN FLUX

    DAN@ADRIAN FLUX Site Sponsor Site Sponsor

    295
    59
    28
    Hi.
    Just to let you know that none of our insurance schemes require the disclosure of a speed awareness course.
    Regards,
    Dan
     

Share This Page