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Insurance hiked up this year???

haywoon Jan 12, 2020

  1. Monkeychops

    Monkeychops Registered User

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    Some insurers do ask for any factory options added.

    Admiral did and didn’t change the premium at all, was the same as if I hadn’t checked any of the options.
     
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  3. infernox

    infernox Registered User

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    Ahh ok. I was thinking it might be some independent person who brokers your insurance. I sometimes see people on instagram talk about getting car insurance from some person, might have been daniel khan mention someone.
     
  4. Chris S 1245

    Chris S 1245 Registered User

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    I was just trying to make a point :) But quite a lot of young people who are petrol heads that I know anyway Work hard 2 jobs sometimes to be able to afford their dream car .
     
  5. Monkeychops

    Monkeychops Registered User

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    Exactly, a new S4 is more than a new RS3 ;)

    Bit of a ****** comment really as the chap made a point, don't have to **** on his chips saying how an S4 is lowly in comparison, as it isn't.
     
    sve170 likes this.
  6. T-1000

    T-1000 Registered User

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    AIB (forum sponsors) gave me a better quote my LV renewal, they like modified cars too.




    Sent from my iPhone using Tapatalk
     
  7. nad

    nad Registered User

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    I just got a quote online as a new customer directly with my existing insurance company, with no change in circumstances and the exact same coverage, it’s £240 less than the renewal price they sent me!

    If I was to take out a new policy with them instead of renewing my existing policy, can anyone think of any problems that could arise from doing this?

    Also, can anyone recommend a good/cheap excess protection provider? If I increase my voluntary excess from £100 to the max £1000 (£1300 total with compulsory excess included), this would save us additional £110. I know HSBC do a decent policy under their ‘select & cover’ range for just £20 a month (no min term/can cancel anytime) which provides unlimited claims/cover not only for motor insurance but home, pet & travel insurance too and cover extends to your partner/dependants. You also get to choose two additional perks within the same price such as worldwide family travel insurance, comprehensive family European motor breakdown cover, gadget/phone cover etc. This is the best value for money I can find unless anyone knows of any better?
     
  8. GW1

    GW1 Registered User

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    My insurance is with LV and this year’s renewal is up by £200 over last year. When I looked at the renewal schedule there were changes in excesses, windscreen up to £140 Damage £300 fire and theft £500. I decided to run a quote as a new customer, wham, £256 cheaper, so I have changed my insurer and although the quote is slightly more than last year the excesses are much lower windscreen is £75 damage £150 and fire and theft £300, and hotel costs plus a car, and old for new extended too 2 years instead of 1 year, happy days.
     
  9. wuta3

    wuta3 Registered User

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    I'm paying 1600 so you can all stop moaning
     
    GW1 likes this.
  10. Dan_DJT

    Dan_DJT RS3 Saloon

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    Who did you go with this year ?? I am with LV but their excesses etc have gone up so looking to change.
     

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