ive got a 2014 s3 which is about gbp450 to insure for the year. Ive been looking at a weekend car something which wont do much mileage, we have only ever had two cars under different policies as one under me and the other the wifes. just seen on the weekend car its zero no claims and i cant use my 18years claim free years against that car which is seriously going to kill the insurance. how do people do it?