Mary, check out here, this will explain the offset that was being queried.
The 5x100 is the Pitch Circle Diameter (PCD).
The 5 relates to the number of studs in your mounting flange, 100 relates to the diameter of circle the studs lie on (imagine a 100mm circle, the centres of the five stud holes on your hub mounting flange will all sit on that 100mm circle)
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