Got an email from my car insurers Elephant.... "With fewer cars on the roads during the UK lockdown, we’re seeing a reduction in the number of claims coming in. We want to give the money we would’ve used to pay these claims back to our loyal customers in this difficult time. If your car or van is one of the 4.4 million vehicles insured with us on 20 April 2020, you’ll get an automatic £25 refund per vehicle." I believe Elephant is part of The Admiral Insurance Group who are giving this refund. Perhaps other companies will follow?