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- Dec 12, 2015
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Hi guys..
hoping someone can give me some of their experiences with Insurance companies after your vehicles been stolen.
I'm currently with Adrian Flux. This morning I woke to find my car was gone from outside the house. I fitted a GPS to it on Monday, and so I tracked it to 2 miles away, parked next to a bush (see pictures below).
I'm not really sure why they parked it so close... but the plates had been changed and the driver window smashed. The car was also open. There wasn't much fuel in it (kinda glad, I always fill it up full and was going to last night, glad I didn't now).
The entire of the front glove box area has been ripped out... by ripped out I mean, not unscrewed, and there is wiring everywhere, and my keys no longer work with the car.
The boot is the same, the GPS was placed in the left compartment of the boot, where the wiring is... they did take the panel out but apparently didn't see the small tracker.
So the police came, collected the car, and it's now got an appointment with a garage tomorrow to see if it'll be repaired or wrote off. I was told there is little to no chance of catching these people... but tonight al be going and parking up where the car was to see if anyone turns up to collect it.... I have my reasons for doing this... mainly that in the boot of the car was a bag with 2 MacBook pro laptops in, and a whole load of kit totalling around £3000. I can't claim for any of it.
Anyway, my questions are this:
1. Going from the pictures (I know they aren't great) or from peoples experience... (and please, only speak if you have experience, I don't want to know about what the general people think will happen, I want to know someone whos had this!) would the car be wrote off for this kind of damage?
2. Do the insurance garages tend to do a decent job of a repair, or am I going to get my car back as some rattling mess that I will hate forever.
3. Being that these cars are targeted, and clearly the people stealing them have a decent method of programming a key quickly, is there any security devices that don't cost an arm and a leg that could be fitted? I considered a streering lock, simply because you can see it a mile away.
4. Do peoples insurance premiums go up drasticly for this? my insurance is ****** high as it is, and i'd hate to think something that wasn't my fault had caused it to rise?
5. Finally, when they do a repair, is it proper? as in, will I get my OBD2 Port back in place, will everything work, or is it just the minimum?
Thanks.
hoping someone can give me some of their experiences with Insurance companies after your vehicles been stolen.
I'm currently with Adrian Flux. This morning I woke to find my car was gone from outside the house. I fitted a GPS to it on Monday, and so I tracked it to 2 miles away, parked next to a bush (see pictures below).
I'm not really sure why they parked it so close... but the plates had been changed and the driver window smashed. The car was also open. There wasn't much fuel in it (kinda glad, I always fill it up full and was going to last night, glad I didn't now).
The entire of the front glove box area has been ripped out... by ripped out I mean, not unscrewed, and there is wiring everywhere, and my keys no longer work with the car.
The boot is the same, the GPS was placed in the left compartment of the boot, where the wiring is... they did take the panel out but apparently didn't see the small tracker.
So the police came, collected the car, and it's now got an appointment with a garage tomorrow to see if it'll be repaired or wrote off. I was told there is little to no chance of catching these people... but tonight al be going and parking up where the car was to see if anyone turns up to collect it.... I have my reasons for doing this... mainly that in the boot of the car was a bag with 2 MacBook pro laptops in, and a whole load of kit totalling around £3000. I can't claim for any of it.
Anyway, my questions are this:
1. Going from the pictures (I know they aren't great) or from peoples experience... (and please, only speak if you have experience, I don't want to know about what the general people think will happen, I want to know someone whos had this!) would the car be wrote off for this kind of damage?
2. Do the insurance garages tend to do a decent job of a repair, or am I going to get my car back as some rattling mess that I will hate forever.
3. Being that these cars are targeted, and clearly the people stealing them have a decent method of programming a key quickly, is there any security devices that don't cost an arm and a leg that could be fitted? I considered a streering lock, simply because you can see it a mile away.
4. Do peoples insurance premiums go up drasticly for this? my insurance is ****** high as it is, and i'd hate to think something that wasn't my fault had caused it to rise?
5. Finally, when they do a repair, is it proper? as in, will I get my OBD2 Port back in place, will everything work, or is it just the minimum?
Thanks.