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Spoke to insurance company.. Yes i have lost 2 years now down to 1 year ncb as it was last month of my 3rd year ncb. Now hunting for good deals on 1year ncb + 1 claim... Dline quoted me 1200 for a 36 year driver with annual 8k miles... Any recommendations like which company to go for????

Somebody else told me the same thing... Still seems some hope....

Thanks mate.... »»1. Do you have protected no claims? Yes or No? No »»2. If you do NOT have protected no claims then you will have no claims and you need to put 0 for no claims and mention the recent accident within the last few years. Gutted...means lost 4years....

Bit of relief... When I look for online quote, do i need to fill 4 years ncb or 2 years ncb with a declaration of one accident/Claim in last 3 years....

Fair enough... Would I be back to 0 NCB after my one accident/claim in four years???

How many ncb u got when u had an accident???

Totally depends if they are reasonable then i will stay if not then have to move somewhere else.. Thats why checking some online quotes and got confused with options regarding no claims bonus and accidents in last three years...

Cheers... Let say if it comes to my fault then what do i need to select for above options for online quote???

I had an accident few days ago. Both parties involved going through insurance claims. Regarding my insurance, I got full comp with 4 year no claim bonus. Insurance is going to expire first week of next month. Yet it is not confirmed who is wrong or right. It can go against me or other party...