A bit of help deciding to go with Admiral or not....
My wife was with Admiral when a third party hit and run writing off her parked car (Bank Holiday Sunday evening, wonder if he was drunk?). Details passed to them on the Monday along with Police incident number and grainy cctv footage and...
I chose to be slightly different and went with a 1.8 CD. It had slightly softer suspension and more toys but it was still as quick as the GTE. Got pulled on my way home from work way back when for cocking the rear inside off the ground going round a roundabout a bit sharpish.
Never accept their first offer, they will always try and lowball you. Get some adverts for similar spec/mileage/condition from Autotrader and forward them to your insurance company and see what they come back with.
It's a little more than that for the first year, closer to £1300, one of the reasons I went for a pre-reg'd car albeit with only 10 miles on it...and, sorry, I haven't a clue if they received a pro-rated refund.
Well, on this subject, mine was a pre-registered car and the garage had paid for the first year (I think somewhere up around a grand).
I bought the car at a few weeks old and only paid the 2nd year rate, no addition of any pro-rata "showroom" tax.