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Afraid so. Wife made the mistake with a tt. Had 5k of options and it’s spent it’s whole pcp 4k in negative equity. Waiting to vt it as it’s the only way we can get rid without paying the 4k shortfall without waiting right until the end. It’s been this way since we first priced up getting rid at...

You’ll likely be in positive equity at 2 years as long as you have no options. Basically an 8k optioned car and a zero optioned car will yield you the exact same part ex figure at 2 years with a dealer or we buy any car. Obviously your settlement figure will be much higher at 2 years on the...