Audi Finance - End of contract

Bradneyyyy · Jan 9, 2020

Morning all,

Looking for some advice from others or anyone in the know regarding when you come to the end of your contract with Audi Finance.

Had my A3 S-Line (66 reg) from brand new. The finance is coming to and end in September.

Weighing up my options as not sure what sort of finance deal I would get on refinancing the settlement amount? If anyone has any experience/knowledge of this then please let me know. Looking at what sort of APR/Interest rate I’d get charged so I can look at what sort of price I’d pay.

Final Payment is £12,278.75!

Thanks!

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Terminator x · Jan 9, 2020

Audi will let you refinance at the end. Suggest contacting them with few months to go.

TX.

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CarbonMike · Jan 10, 2020

Might also be worth checking APR rates on bank loans as may get better rate and be able to make additional payments aswell as oppose to £xyz every month for forever.

Denis435039 · Jan 11, 2020

terminator x said:
Audi will let you refinance at the end. Suggest contacting them with few months to go.

TX.

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Sure...you are right..

GTDezza · Jan 12, 2020

A personal loan will be much cheaper. Or even better if you can afford too and have a good credit rating get a 0% credit card and buy it on that. They pay it off over the free period. Sainsbury's bank was doing 2 years.

Bradneyyyy · Jan 13, 2020

Anyone any ideas on what the interest/APR rate would be?

The way things are looking I’ll try and sell it at the end of the term and pay off the finance.. hopefully keep some change for myself.

Won’t need the car as of March. Got a job with BT Openreach and will be in my van all day, only use my car at the moment to get to and from work, the gym and train station.

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GTDezza · Jan 13, 2020

Bradneyyyy said:
Anyone any ideas on what the interest/APR rate would be?

The way things are looking I’ll try and sell it at the end of the term and pay off the finance.. hopefully keep some change for myself.

Won’t need the car as of March. Got a job with BT Openreach and will be in my van all day, only use my car at the moment to get to and from work, the gym and train station.

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Those are usually based on:
1. their ability to buy cheap credit (based on their historic bad debtor/ income ratio)
2. your ability to manage that credit. (credit rating)

If both are rubbish the rate will be high. And viceaversa

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Audi Finance - End of contract

Bradneyyyy

Audi A3 (8V) S-Line 2017 Facelift

Terminator x

Registered User

CarbonMike

Registered User

Denis435039

Registered User

GTDezza

Registered User

Bradneyyyy

Audi A3 (8V) S-Line 2017 Facelift

GTDezza

Registered User

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