Audi Insurance

eribaMotters

eribaMotters

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I know all of our circumstance are different, but I contacted Audi Insurance today in anticipation of collecting my 1.5 Petrol A3. What a shock.
I've paid the extra required to Tesco for the remaining 8 months I need cover, so overall I'm looking at £340 for the year.
I'm 57, retired, protected no claims, £200 total excess, 90 days driving in Europe, legal protection, etc with a Liverpool postcode. Audi wanted over £200 more for a similar policy but with a higher excess.
Does anybody use them?

Colin
 
Other than the 7 day drive away insurance I’ve never used them. Their quote doesn’t even come close to being competitive. It was close to triple what I’m paying now.
 
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They were very competitive for my RS4 in fact I used them to beat up my existing insurer.

TX.

Sent from my BBB100-2 using Tapatalk
 
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eribaMotters said:
I know all of our circumstance are different, but I contacted Audi Insurance today in anticipation of collecting my 1.5 Petrol A3. What a shock.
I've paid the extra required to Tesco for the remaining 8 months I need cover, so overall I'm looking at £340 for the year.
I'm 57, retired, protected no claims, £200 total excess, 90 days driving in Europe, legal protection, etc with a Liverpool postcode. Audi wanted over £200 more for a similar policy but with a higher excess.
Does anybody use them?

Colin
Click to expand...
I'm over the water on the Wirral (Burton area) Audi wanted double when I had the S3!!!
 
eribaMotters said:
I know all of our circumstance are different, but I contacted Audi Insurance today in anticipation of collecting my 1.5 Petrol A3. What a shock.
I've paid the extra required to Tesco for the remaining 8 months I need cover, so overall I'm looking at £340 for the year.
I'm 57, retired, protected no claims, £200 total excess, 90 days driving in Europe, legal protection, etc with a Liverpool postcode. Audi wanted over £200 more for a similar policy but with a higher excess.
Does anybody use them?

Colin
Click to expand...
55 year old here, £540 with Audi, £357 with saga.
 
Paul finch said:
£357 with saga.
Click to expand...
I'm with Saga too.
First time I've used them and they were the cheapest I could find for my S3. :)
I wonder if I will still be able to say the same at my first renewal in 4 months time.
 
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Come September I'll get a quote from SAGA. I'm with them for house and the policy seems good. For the car I usually rotate between Tesco, Direct Line and Caravan Club. These all include full cover in Europe as standard so no need for the expensive Green Card.

Colin
 
Hi.
When your policy is due for renewal please feel free to give us a try for insurance if you like.
Regards,
Dan.
 
eribaMotters said:
These all include full cover in Europe as standard so no need for the expensive Green Card.
Colin
Click to expand...

Arent green cards a thing of the past? never actually had one, always been told they are automatic. I always print off my documents so I can prove that I have insurance but never had a physical green card or had to pay for extra. I do see that your forum username is "Eribamotters" so maybe you have an Eriba caravan and its different? I'm always looking for the best cover in the EU and for me, LV was the best. it gave me 180 days continuously abroad time and full cover for no extra cost. It was also the cheapest so I was extremely happy with that.
 
For as long as I have been driving in Europe [1998?] your car insurance has always covered you abroad, but only on the most basic level required in the country you are travelling in. If you want your insurance to be on the same level as in the UK, eg fully comp, then this is what I believe you are paying for with the green card. This green card part was what accounted for £200 of the Audi quote for the 6/8 weeks I'm abroad this year.
Some companies as you have found with LV automatically include this European cover and it is these I try and seek out when my insurance is due for replacement.

Colin
 
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eribaMotters said:
For as long as I have been driving in Europe [1998?] your car insurance has always covered you abroad, but only on the most basic level required in the country you are travelling in. If you want your insurance to be on the same level as in the UK, eg fully comp, then this is what I believe you are paying for with the green card. This green card part was what accounted for £200 of the Audi quote for the 6/8 weeks I'm abroad this year.
Some companies as you have found with LV automatically include this European cover and it is these I try and seek out when my insurance is due for replacement.

Colin
Click to expand...

Possibly. I'm not 100% certain. I do know that LV is one of the only companies that, like you say, automatically includes the same cover in the EU as the UK. Either way, I thought that the green card was just the fact that you were insured abroad, it used to be a physical booklet that was green that was in various languages so you could produce it when stopped. Now, your insurance certificate is translated in to various languages, either on the front or back i believe, making the physical green card obsolete. The extra cover wouldn't actually be a green card, just an add on extra.
 
I've had a different experience than some of the posts here.

I've held my license for 2 years 9 months with equivalent no claims bonus and no accident history.
I previously had a vauxhall corsa 1.4 petrol auto and was being charged £1300 a year (ridiculous i know).
On the Audi S3 the cheapest quote i could find was £2800 with £650 excess from churchill and privilege. Every other quote was between 3k- 10k.

Audi inusrance were by far the cheapest at £2500 fully comp with legal cover included.
 
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Ormesome said:
Possibly. I'm not 100% certain. I do know that LV is one of the only companies that, like you say, automatically includes the same cover in the EU as the UK. Either way, I thought that the green card was just the fact that you were insured abroad, it used to be a physical booklet that was green that was in various languages so you could produce it when stopped. Now, your insurance certificate is translated in to various languages, either on the front or back i believe, making the physical green card obsolete. The extra cover wouldn't actually be a green card, just an add on extra.
Click to expand...

They are about to come back if we leave Europe - France are insisting on them and won't accept the Certificate even though the wording is on there - Most insurers won't charge though as they are already giving you the cover so it's just an admin thing
 
eribaMotters said:
I know all of our circumstance are different, but I contacted Audi Insurance today in anticipation of collecting my 1.5 Petrol A3. What a shock.
I've paid the extra required to Tesco for the remaining 8 months I need cover, so overall I'm looking at £340 for the year.
I'm 57, retired, protected no claims, £200 total excess, 90 days driving in Europe, legal protection, etc with a Liverpool postcode. Audi wanted over £200 more for a similar policy but with a higher excess.
Does anybody use them?

Colin
Click to expand...

I used to insure with them because they guarantee genuine parts and Audi repairers - A lot of insurance policies will allow the insurer to use patent parts (yes on a new vehicle) and repairers of their choice

They switched from Allianz a few years ago to Ageas though and the premiums shot through the roof
 
Sparks43 said:
I used to insure with them because they guarantee genuine parts and Audi repairers - A lot of insurance policies will allow the insurer to use patent parts (yes on a new vehicle) and repairers of their choice
Click to expand...
Yes this is true because they will have an arrangement with a particular repair centre/body shop, but you are entitled to have your car repaired at a main dealer of your choice.
Some insurance companies will be ok with this but I have heard of others that try to make it difficult for you by saying you will not get a courtesy car and/or there may be a higher excess to pay for not using their approved repairer.
I am not sure about the legality of that last part though.
 
wouldnt you just sign up to the Audi Ensurance policy to ensure that Audi parts are used no matter what insurance polcy you have? i thought that was the purpose of the free Ensurance policy?

https://insurewithaudi.co.uk/ensurance

Ensurance - not Insurance! before anyone gets confused! 2 different things!
 
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Sparks43 said:
I used to insure with them because they guarantee genuine parts and Audi repairers - A lot of insurance policies will allow the insurer to use patent parts (yes on a new vehicle) and repairers of their choice

They switched from Allianz a few years ago to Ageas though and the premiums shot through the roof
Click to expand...

This is NOT due to Ageas though. This is due to Audi and their ever-increasing fees. Check out my enquiry i made 2yrs ago. Its in the link to the thread i posted but copied here below:

Ok so just got a quote from Adrian Flux. Competitive at £385 but only 90days EU cover when LV do it for 180days at £400 per year so will have to use LV.
The interesting part is that Adrian Flux use, Yes you guessed it... "Ageas Insurance Ltd"!!!! So, £385 for Adrian Flux or Audi Insurance for £1289. Making Audis % increase £904!!! wtf! They should be ashamed!
 
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Ron240 said:
Yes this is true because they will have an arrangement with a particular repair centre/body shop, but you are entitled to have your car repaired at a main dealer of your choice.
Some insurance companies will be ok with this but I have heard of others that try to make it difficult for you by saying you will not get a courtesy car and/or there may be a higher excess to pay for not using their approved repairer.
I am not sure about the legality of that last part though.
Click to expand...

My last claim the insurance company wanted me to go to their approved garage and I wanted main dealer with genuine parts.
They were happy for me to take it to main dealers but I didn’t get a courtesy car from the insurance. Luckily the main dealers were happy to provide one and only had to wait a few days for it.
Only other thing by me going to main dealers the insurance assessor scrutinised everything on the repairs which delayed it a bit. Some of the bits they didn’t want to pay for.
 
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Ormesome said:
This is NOT due to Ageas though. This is due to Audi and their ever-increasing fees. Check out my enquiry i made 2yrs ago. Its in the link to the thread i posted but copied here below:

Ok so just got a quote from Adrian Flux. Competitive at £385 but only 90days EU cover when LV do it for 180days at £400 per year so will have to use LV.
The interesting part is that Adrian Flux use, Yes you guessed it... "Ageas Insurance Ltd"!!!! So, £385 for Adrian Flux or Audi Insurance for £1289. Making Audis % increase £904!!! wtf! They should be ashamed!
Click to expand...
Hi.
If you wanted to PM me your details I'd be happy to take another look at the quotation to see if there is anything we can do to extend the Continental cover.
Regards,
Dan.
 
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DAN@ADRIAN FLUX said:
Hi.
If you wanted to PM me your details I'd be happy to take another look at the quotation to see if there is anything we can do to extend the Continental cover.
Regards,
Dan.
Click to expand...
Thank you, Dan. Maybe when I’m living back in the UK:icon thumright:
 
Ron240 said:
I'm with Saga too.
First time I've used them and they were the cheapest I could find for my S3. :)
I wonder if I will still be able to say the same at my first renewal in 4 months time.
Click to expand...

Time to think of changing cars @Ron240
 
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Ormesome said:
Possibly. I'm not 100% certain. I do know that LV is one of the only companies that, like you say, automatically includes the same cover in the EU as the UK. Either way, I thought that the green card was just the fact that you were insured abroad, it used to be a physical booklet that was green that was in various languages so you could produce it when stopped. Now, your insurance certificate is translated in to various languages, either on the front or back i believe, making the physical green card obsolete. The extra cover wouldn't actually be a green card, just an add on extra.
Click to expand...

Don’t know about the green card thing, but I use LV on a multi car policy for our Q5 and Mini JCW, under £400 p/a. They were way cheaper than most, as initially was getting quotes for £350+ just for JCW
 
Ormesome said:
wouldnt you just sign up to the Audi Ensurance policy to ensure that Audi parts are used no matter what insurance polcy you have? i thought that was the purpose of the free Ensurance policy?

https://insurewithaudi.co.uk/ensurance

Ensurance - not Insurance! before anyone gets confused! 2 different things!
Click to expand...

Agree, no brainier signing up to esurance
 
q5man said:
Don’t know about the green card thing, but I use LV on a multi car policy for our Q5 and Mini JCW, under £400 p/a. They were way cheaper than most, as initially was getting quotes for £350+ just for JCW
Click to expand...
Mine is due next month, I haven't had the renewal from AXA yet but I decided to try 'Go compare' for a few quotes....I was shocked when I saw it's less than it was last year, which is a nice surprise :icon thumright: £347 for the A5 coupe and with a decent company LV, I'll try them directly once I get my renewal.

Whilst there I did one for the new JCW = £294 :)
 
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Does anyone know of a decent insure for a 20 year old with an S3? the lowest ive got is £2300 which i dont think is too bad but im wondering if anyone has any cheaper?
 
Deannajade98 said:
Does anyone know of a decent insure for a 20 year old with an S3? the lowest ive got is £2300 which i dont think is too bad but im wondering if anyone has any cheaper?
Click to expand...

Try audi insurance? They gave me my cheapest quote for a 2016 s3.
 
S32B said:
Mine is due next month, I haven't had the renewal from AXA yet but I decided to try 'Go compare' for a few quotes....I was shocked when I saw it's less than it was last year, which is a nice surprise :icon thumright: £347 for the A5 coupe and with a decent company LV, I'll try them directly once I get my renewal.

Whilst there I did one for the new JCW = £294 :)
Click to expand...

I also always do the whole quote ahead of the shock of renewal. I don’t normally renew with the same company, but did with LV last year as they were so competitive. Even more so when we bought the JCW and changed to multicar. Haha, not bad on the “new” JCW
 
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Deannajade98 said:
Does anyone know of a decent insure for a 20 year old with an S3? the lowest ive got is £2300 which i dont think is too bad but im wondering if anyone has any cheaper?
Click to expand...
Hi,
Please feel free to give us a try for insurance if you haven't tried us already.
Regards,
Dan.
 
DAN@ADRIAN FLUX said:
Hi.
When your policy is due for renewal please feel free to give us a try for insurance if you like.
Regards,
Dan.
Click to expand...

I have an Audi 2.0 TDI 2006. What would you quote me in June?
I’ll be 21
Have 3 years no claims
Would it be less than 3.5k lol



Sent from my iPhone using Tapatalk
 
ConorA3 said:
What would you quote me in June
Click to expand...
The phrase "how long is a piece of string" would probably be quite appropriate here. :D

Sorry not meaning to be rude in any way. :innocent:
 
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audi upgrades
Audi Insurance wanted an extra $1000 compared to who I went with and for less cover and higher excess. Their comments were "we know what an S5 is and how much it costs to repair / replace"
 
Ron240 said:
The phrase "how long is a piece of string" would probably be quite appropriate here. :D

Sorry not meaning to be rude in any way. :innocent:
Click to expand...

I wanted a rough estimate for age and NCD since I’m paying close to 4K atm


Sent from my iPhone using Tapatalk
 
ConorA3 said:
I wanted a rough estimate for age and NCD since I’m paying close to 4K atm
Click to expand...
Yes that's fair enough, but car insurance is such a volatile market that it would be impossible to predict 4 months in the future.
This is the point I was trying to get across in hopefully a humorous way. :)
It is an unfortunate position you find yourself in. If that was me then I reckon I would have to admit defeat and drive something a lot cheaper to insure. :(
 
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ConorA3 said:
I wanted a rough estimate for age and NCD since I’m paying close to 4K atm
Click to expand...

wow :blink: £333 per month for insurance!!!! I was gutted that it went from £272 in the S3 to £345 in the A5 coupe...for the year :D
 
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