S3 Insurance Recommendations/Advice

samuelh_888 · Dec 30, 2016

Hello All,
Apologies for posting an insurance post when there it dedicated boards but I'm looking for your recommendations or advice.

I currently have an A3 which, as a second car, has an insurance premium of £556 and does less than 4k miles per year I thought this was rather ££; the family car is a MY65 Ford SMax Titanium Sport 240ps, £340/year.

I've decided to move from the A3 (1.8 TFSI) to the S3. I'm 40 years old, 15 years + NCB, no points yet I can't find insurance anywhere for less than £1200/y. I expect the S3 to be more expensive but wasn't expecting this.

Is this the general experience you have with the S3?

I'm looking to speak to some of the specialists providers from the Forum but they are closed for the festive period.

Any help, advice or recommendations would be greatly appreciated.

Sam

SnazzyWafles · Dec 30, 2016

Compare the market

Then try directly with admiral and adrian flux. Thats how I got my cheapist price

Richierich37 · Dec 30, 2016

I'm also 40 and I'm with Admiral at £350ish a year. I have 11 years PNCB!

samuelh_888 · Dec 30, 2016

Thanks for the responses so far - the SMax is with Admiral, the A3 is with Churchill....

S3Alex · Dec 30, 2016

If it's modified....Greenlight.

Im a bit older but they're insuring a 550bhp+ car for around £600.

IanP19 · Dec 30, 2016

I'm with quote me happy mine was about £550 (I'm 30 years old with 11 PNCB and an unsettled claim in the last year).

Sent from my SM-A500FU using Tapatalk

samuelh_888 · Dec 30, 2016

Thanks for the feedback all - Quote Me Happy came back at £525.07 - the best so far. I'll give a couple of the specialists a call on Tuesday.

SootySport · Dec 30, 2016

I'm and older less sensible geezer and had my S4 (as a 2nd. car) insurance for £340 with A Plan, they are specialists in kit car, classics and performance motors. Now have all cars with them and the house insurance.
Limited mileage policies help knock down the price.
If you leave a car out on the road, or live in a dodgy area you are always going to be in the high risk group.
Don't have a small excess such as £100, you're not going to claim for such small damages in reality are you.
Paying for 'Legal & Expenses' is not always necessary, you may well already have this covered by your house insurance, bank account, your professional institution or in my case, my trade union.

Give them a call at the Thatcham branch. https://www.aplan.co.uk/motoring/high-performance-car-insurance

ron burgandy · Dec 31, 2016

Same age, Adrian flux 10 years ncb £350 a year

ShaunS3 · Dec 31, 2016

Just reinsured my heavily modified S3 for £385 - Adrian Flux. I'm 28, 8 years NCB and 1 fault accident.

Muggles190 · Dec 31, 2016

Elephant were the best for my s3 £470 a year. I'm 29 and 6 years. No claims

Sent from my iPhone using Tapatalk

-Ju- · Dec 31, 2016

It really does depend on your postcode.
I have a perfect history, 49yrs old with full pncb going back as long as they will accept and I pay £700 with all mods declared, but then I live in Bradford.
When I got the S3 I had to have a tracker fitted and LV were one of the few to insure me and are fairly good with mods.
It really does p!ss me off when I have to pay double what others half my age pay just because I live in my home town!

samuelh_888 · Dec 31, 2016

Thanks All, APlan (@SootySport) called me this morning, £440, which is cheaper than I'm paying for the A3. Thats the best so far so I'm comfortable I'll get a decent plan.

Thanks again,
Sam

SootySport · Dec 31, 2016

-Ju- said:
It really does depend on your postcode.
I have a perfect history, 49yrs old with full pncb going back as long as they will accept and I pay £700 with all mods declared, but then I live in Bradford.
When I got the S3 I had to have a tracker fitted and LV were one of the few to insure me and are fairly good with mods.
It really does p!ss me off when I have to pay double what others half my age pay just because I live in my home town!

At least you have some very good Indian restaurants, the Karachi was my favourite.

LUCKO · Dec 31, 2016

im 39 years old and pay £550 per year on a 2011 S3 with unlimited modifications included (2 drivers)

this policy was arranged with LV insurance via Keith Michaels in London area 0208 number

i consider this a bargain considering i have a TT99 August 2015 which resulted in a 6 month ban

HTH

DAN@ADRIAN FLUX · Jan 1, 2017

Hi,
Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back when we're back in the office on Tuesday.
Regards,
Dan.

Mar00 · Jan 13, 2017

-Ju- said:
It really does depend on your postcode.
I have a perfect history, 49yrs old with full pncb going back as long as they will accept and I pay £700 with all mods declared, but then I live in Bradford.
When I got the S3 I had to have a tracker fitted and LV were one of the few to insure me and are fairly good with mods.
It really does p!ss me off when I have to pay double what others half my age pay just because I live in my home town!

I'm same as you but live in Shropshire, just got my quote £276 from AXA but i'll go with NFU £396 includes everything inc Europe and no hassle claims, I'm from near Sheffield originally so i know what you mean,

Search

Search

S3 Insurance Recommendations/Advice

samuelh_888

Registered User

SnazzyWafles

Registered User

Richierich37

Registered User

samuelh_888

Registered User

S3Alex

Rarely neutral

IanP19

Registered User

samuelh_888

Registered User

SootySport

Registered User

ron burgandy

Registered User

ShaunS3

Yorkshire & Humber Rep.

Muggles190

Registered User

-Ju-

Well-Known Member

samuelh_888

Registered User

SootySport

Registered User

LUCKO

Registered User

DAN@ADRIAN FLUX

Site Sponsor

Mar00

Registered User

Similar threads