Just been a victim of being keyed :(

Schizophonic · May 15, 2016

Came back from my sunday run, was parked in a public car park and this was greeting me.
You just sometimes can't have nice things without people ruining it.

Its deep, and when I was inspecting it, their was residue coming off it still. I've reported this to the police (non emergency crime) to get a reference number.

Without going to too much detail, can this be saved by machine polishing with the right tools and advise from the community or will my insurance company pay this off?

About my insurance company, at the moment I'm looking at their site and im not getting straight forward answers if something like this is covered. My excess is about £250 and its going to be cheaper than paying this myself. If I call them up and ask about the cover, wont some insurance be picky about me not reporting this to them and etc?

Any legal advise would help.

Terminator x · May 15, 2016

******* disgrace, people that do that deserve to be put in stocks and have rocks thrown at them.

TX.

pburv · May 15, 2016

Schizophonic said:
Came back from my sunday run, was parked in a public car park and this was greeting me.
You just sometimes can't have nice things without people ruining it.

Its deep, and when I was inspecting it, their was residue coming off it still. I've reported this to the police (non emergency crime) to get a reference number.

Without going to too much detail, can this be saved by machine polishing with the right tools and advise from the community or will my insurance company pay this off?

About my insurance company, at the moment I'm looking at their site and im not getting straight forward answers if something like this is covered. My excess is about £250 and its going to be cheaper than paying this myself. If I call them up and ask about the cover, wont some insurance be picky about me not reporting this to them and etc?

Any legal advise would help.

oh man! I'm sorry to see that..What utter low life scumbags..
I can't help you on the legal side of things but as for getting your insurance company involved personally I wouldn't. The reason being is once you make a claim regardless of fault they will in the future put you in a high risk bracket and your premiums go higher even if you have protected no claims..It may cost a few hundred quid to sort out but in the long run will work out cheaper for you.
Hope you get it sorted soon ...

Schizophonic · May 15, 2016

pburv said:
oh man! I'm sorry to see that..What utter low life scumbags..
I can't help you on the legal side of things but as for getting your insurance company involved personally I wouldn't. The reason being is once you make a claim regardless of fault they will in the future put you in a high risk bracket and your premiums go higher even if you have protected no claims..It may cost a few hundred quid to sort out but in the long run will work out cheaper for you.
Hope you get it sorted soon ...

Yeah thats what I wasn't entirely sure on. Im searching on my car insurance website but I want to get the opinions on what the majority of users would do. I'm paying £400 for my car insurance at the moments with mods declared but I really dont know how will the claim hurt it.

pburv · May 15, 2016

Schizophonic said:
Yeah thats what I wasn't entirely sure on. Im searching on my car insurance website but I want to get the opinions on what the majority of users would do. I'm paying £400 for my car insurance at the moments with mods declared but I really dont know how will the claim hurt it.

It's a minefield when you deal with insurance companies I'm afraid..But I stand by what I've said they will get their money back off you eventually.Get some quotes for repairs before you get in touch with the insurance company and if you can afford to get it done yourself then that will be a lot cheaper in the long run..Shi**y I know but that's the World we live in..It's always the innocent who get shafted.. :blink:

Chris5 · May 15, 2016

What he says is exactly right I would try avoid making a claim for small things like this as its not worth all the hassle you get after making a claim and the price increase.
I got a new policy there and had an open claim against someone hitting into me, not my fault and it was bumping up my insurance by about £600. The claim just never got closed on the system so I had to phone up my old insurance get them to close the claim and email confirmation to my new insurance. Took about 3 days to get all this sorted which I couldn't use my car as I wasn't paying the extra. Insurance company's make everything hell for everyone

Schizophonic · May 15, 2016

Chris5 said:
What he says is exactly right I would try avoid making a claim for small things like this as its not worth all the hassle you get after making a claim and the price increase.
I got a new policy there and had an open claim against someone hitting into me, not my fault and it was bumping up my insurance by about £600. The claim just never got closed on the system so I had to phone up my old insurance get them to close the claim and email confirmation to my new insurance. Took about 3 days to get all this sorted which I couldn't use my car as I wasn't paying the extra. Insurance company's make everything hell for everyone

Thanks Chris, its good to see examples in monetary value. I'm on detailingworld to ask their advise to see if this is salvageable through a polish if its gone through nail deep then its a bodyshop repair issue.

Kugaman1 · May 15, 2016

Scumbag w@nkers.

I think I would end up in deep poop if I ever caught someone doing this to my vehicle....

H17YD L · May 15, 2016

Looking at it I'd say it's going to be best going through the insurance, I know it will bump it up but I've have 2 at fault claims in the last year and mine isn't that bad.

You want a really good job doing on it so it will cost, pay the excess an let the insurance do what it's supposed to

Schizophonic · May 15, 2016

H17YD L said:
Looking at it I'd say it's going to be best going through the insurance, I know it will bump it up but I've have 2 at fault claims in the last year and mine isn't that bad.

You want a really good job doing on it so it will cost, pay the excess an let the insurance do what it's supposed to

How much on monetary value can I ask?

Sent from my Nexus 6 using Tapatalk

H17YD L · May 15, 2016

I had a Golf R, paid £700 with 5 years no claims, crashed with a cost of £8k. Sold the Golf and got and M135i, wrote it off with a claim value of £20k...(yes I know lol)
Bought the S3 and pay £1000 with them 2 claims on there, I am now down to 1 years NCD. They take 2 years off you for every incident

Chris5 · May 15, 2016

My insurance was renewed just last week. I had my price of £331 phoned up to go ahead they went through all the details got close to the end then they mentioned the claim...I phoned up to make a claim when someone banged into me then phoned a day after to tell them I will be dealing with it myself but as they forgot to close it it was still on the system. The guy said as there's an open claim it doesn't matter if it's for you or against you we have to recalculate the claim and the new price was £900 odd that's why I never went ahead with it got all the claim closed and phoned up again and it went through at the £331 price. So for someone crashing into me bumping my wheel rich and scuffing my alloy my insurance would have been £600 extra, baffles me how that can work.
The main reason I closed the claim was because I forgot to protect my 15 years no claims bonus but I'm glad I closed it anyway.

Scottyg · May 15, 2016

Going on the fact it's white, it's gone through everything. It's a re-spray I'm sorry. You could get a detailer to wet sand it down and build the layers back up but you'd probably still see a faint line. You're looking at both doors being done. No idea on the cost.
As above, check what they're quoting to repair and see what the comparison is to paying your excess and future quotes. Total scumvile that do that. No CCTV about that you could have a look at? Did I say total bar stewards???

Jay_g · May 15, 2016

Exactly the same as what happened to my missus on her abarth, she was quoted between 400 and 600 to get it done, plus blending in the arches

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S32B · May 15, 2016

What makes people do this?!?!? They have to be mentally unstable at the very least, surely it can't just be jealousy! If I saw a Ferrari, Aston Martin etc. parked up, I wouldn't be thinking flash git I'm going to key it because I can't afford one, I'd be thinking nice car they have obviously done well for themselves.

Even worse is the fact that it looks like it was done in the countryside, I'd have thought the people visiting such public areas would have a bit more about them, as opposed to some of the dead head scum bags you see walking around the cities.

S3 Turbo · May 15, 2016

Sad to read!

Hope it resolves well given the circumstances

driver_tim · May 15, 2016

Really sorry to hear about this, there are some horrible people out there. If you do decide to fund the repairs yourself I would still advise notifying your insurance company, otherwise they could refuse future claims.

Rob2k68 · May 15, 2016

Very sorry to see this ;o(

Total scum of the Earth the people who do this. Looks like a respray on both doors from what I've had done in the past had a wing and door done first class job £380 by a Vauxhall approved body shop or quoted £750 by Listers.

Bobwas4 · May 15, 2016

1st off what absolute A@@@Hole done this!!! also it looks to me its gone past paint...

if so as its a metallic car the body shop will need to repaint both doors I got quoted £250 for a bonnet. I think you'll be looking at £400/500 ish for repaint.

GSB · May 15, 2016

driver_tim said:
Really sorry to hear about this, there are some horrible people out there. If you do decide to fund the repairs yourself I would still advise notifying your insurance company, otherwise they could refuse future claims.

I'm not sure I understand this. Why would they refuse future claims?

Chris5 · May 15, 2016

Don't get why the insurance company would need to know of this if you get it fixed yourself and how they could refuse anything

GSB · May 15, 2016

A good dashcam might help?

This has undoubtedly been posted before, but it's worth repeating;
Gary Brissett, a 48 year old father who should ****** know better, was caught red handed by a dashcam as keyed the side of an Aston last year. Scored himself an eight week sentence suspended for a year, and was ordered to pay £750 compensation to the victim.

The victim wrote to the judges requesting the suspension of any custodial sentence.

TurboBen · May 15, 2016

GSB said:
A good dashcam might help?

This has undoubtedly been posted before, but it's worth repeating;
Gary Brissett, a 48 year old father who should ****** know better, was caught red handed by a dashcam as keyed the side of an Aston last year. Scored himself an eight week sentence suspended for a year, and was ordered to pay £750 compensation to the victim.

The victim wrote to the judges requesting the suspension of any custodial sentence.

Maybe it was this woman that did it?

http://www.heraldscotland.com/opinion/13713677.Joys_of_pootling_along_in_the_car/?ref=twtrec

driver_tim · May 15, 2016

GSB said:
I'm not sure I understand this. Why would they refuse future claims?

Chris5 said:
Don't get why the insurance company would need to know of this if you get it fixed yourself and how they could refuse anything

Insurance contracts have a special legal status, basically the onus is on the insured to disclose anything that may affect the premium. Better safe than sorry in my view.

GSB · May 15, 2016

TurboBen said:
Maybe it was this woman that did it?

http://www.heraldscotland.com/opinion/13713677.Joys_of_pootling_along_in_the_car/?ref=twtrec

What. A. Moron.

Simon L · May 15, 2016

GSB said:
What. A. Moron.

Indeed, and what a surprise that comments are closed for that article! Can you imagine the backlash lol

Ben Lawrence · May 15, 2016

As stated If you ring up the insurance company and 'enquire' about it they open a case up and if you don't go ahead with it then it still comes up as a claim.
Therefore I'd get it done myself and not notify them as even if you do that will still be taken as a claim
Everyone knows insurance companies are rip off's

How can they justify a 1l car for £3200?
That was my first years premium
Thank god I haven't had a accident or anything and I now have 5years ncb and the a3 I have has dropped down to just over £500 with my fiancé on
(I'm 22 and my partners 20)

voorhees · May 15, 2016

Pay for it outside the insurance.

Hope the person gets piles who did it

RichardT · May 16, 2016

[QUOTE="

How can they justify a 1l car for £3200?
That was my first years premium
Thank god I haven't had a accident or anything and I now have 5years ncb and the a3 I have has dropped down to just over £500 with my fiancé on
(I'm 22 and my partners 20)[/QUOTE]

Of course - the amount you pay for your insurance has very little to do with the value of your car. It's more to do with the damage you can do when you hit something.
All to do with level of risk. You were 17 years old and the stats say that you are almost certain to have an accident, so hence a big cost for insurance.
Having said that, over 3 grand is rather a lot. But you are now reaping the benefits of 5 years of careful driving.

Brasso · May 17, 2016

Just seen this, made me feel sick , hope you get it sorted.

They need there hands chopping off.

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S3joey · May 17, 2016

****** low life utterly sick of these scumbags feel for you mate

jack_davey · May 18, 2016

GSB said:
I'm not sure I understand this. Why would they refuse future claims?

They wouldn't, this is ********.
They are concerned however if you're involved in an incident and don't notify them.
This is vandalism.

david7m · May 18, 2016

SCUM!
Definately go outside insurance.
Dave

andyt99 · May 18, 2016

Be mindful that this might not be entirely random. For reasons like this, I'm wary of leaving someone behind at the lights if I'm due to be parking up soon after. Some types of people can get very upset with losing and if they get the opportunity to visit your parked up car moments later, they might well take it.

pburv · May 18, 2016

andyt99 said:
Be mindful that this might not be entirely random. For reasons like this, I'm wary of leaving someone behind at the lights if I'm due to be parking up soon after. Some types of people can get very upset with losing and if they get the opportunity to visit your parked up car moments later, they might well take it.

Valid point.. :yes:

Schizophonic · May 18, 2016

andyt99 said:
Be mindful that this might not be entirely random. For reasons like this, I'm wary of leaving someone behind at the lights if I'm due to be parking up soon after. Some types of people can get very upset with losing and if they get the opportunity to visit your parked up car moments later, they might well take it.

Well thats what I was thinking if I've upset or did something that morning. it was parked in a nature reseve public car park and its not like chavs or mindless spined kids wanted to do something fun. Its usually full of out goers who are there walking or families on their bikes.

Its annoying but if people have to do it they will.

pburv · May 18, 2016

You can't judge a book by it's cover. A work colleague of mine parked his Pug 405 in a public car park in Capel Curig a few years back.It was completely deserted when he arrived and while he was getting ready for a walk another car parked next to him.It was an old couple who were suited and booted for a walk.He even had a small chat with them..Anyway when he returned to the car an hour or so later his car was the only one in the car park and to his horror his driver side door which the other car was parked next to had four very big dents in it which was done with a pair of hiking boots there were boot prints all over it...He reported it to the police but because he didn't get a number plate there was nothing they could do..My work colleague was convinced it was the old couple... :blink:

S3 Turbo · May 18, 2016

pburv said:
Just can't judge a book by it's cover. A work colleague of mine parked his Pug 405 in a public car park in Capel Curig a few years back.It was completely deserted when he arrived and while he was getting ready for a walk another car parked next to him.It was an old couple who were suited and booted for a walk.He even had a small chat with them..Anyway when he returned to the car an hour or so later his car was the only one in the car park and to his horror his driver side door which the other car was parked next to had four very big dents in it which was done with a pair of hiking boots there were boot prints all over it...He reported it to the police but because he didn't get a number plate there was nothing they could do..My work colleague was convinced it was the old couple...

The world is full of weirdos and hatred...

david7m · May 18, 2016

There are millions of jealous people with the attitude - "if he can afford the car, he can afford to fix it" - WTF!
Dave

S3 Turbo · May 18, 2016

Yeah it seems like spending the heard earned money on an expensive car somehow is considered worse than something else like a little bit more on the house or pension funds....

Just been a victim of being keyed :(

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