Got home today fuming. Was driving slowly home in crawling traffic when some **** in a 52 plate Jag S type came steaming past overtaking and smashed my drivers side wing mirror. Broken the cover and smashed the glass (heated and dimming), nearly took out the car coming the opposite direction and the guy behind me. The rest of the lower housing and indicator is OK but the mirror is bent so far forwards I can't bring it back. The lane assist seemed ok.
I have it on dash cam, he didn't stop. A quick search of his plate (DF52 EOO incase anyone's interested) seems to show an active MoT but no insurance (no shock there). Insurance wise, im comp. Cars financed.
From a quick google check the heated and dimming glass is around £300ish (if anyone has the part that'd be great).
So, do I report to insurers it as I should by the letter of the insurance law and small print and see my premiums go up as a result of being in the wrong place minding my business or just fix it out of my pocket and leave as is. Has anyone had any experience of insurers reporting these instances to police if the guy is uninsured as at this point I'd suck up a financial hit on insurance premiums for the next 5y if there is a chance he'll get his car crushed if he's not insured.
Or in general has anyone had experiences claiming on a policy (hastings in my case) if the other party is uninsured?
Its **** that you can't have anything nice that care about around people
I have it on dash cam, he didn't stop. A quick search of his plate (DF52 EOO incase anyone's interested) seems to show an active MoT but no insurance (no shock there). Insurance wise, im comp. Cars financed.
From a quick google check the heated and dimming glass is around £300ish (if anyone has the part that'd be great).
So, do I report to insurers it as I should by the letter of the insurance law and small print and see my premiums go up as a result of being in the wrong place minding my business or just fix it out of my pocket and leave as is. Has anyone had any experience of insurers reporting these instances to police if the guy is uninsured as at this point I'd suck up a financial hit on insurance premiums for the next 5y if there is a chance he'll get his car crushed if he's not insured.
Or in general has anyone had experiences claiming on a policy (hastings in my case) if the other party is uninsured?
Its **** that you can't have anything nice that care about around people