Getting insurance for a Remapped RS3

[XPOWER]

My insurance is up for renewal with Admiral and they have been the cheapest quote I've had.

So I tried and get an insurance quote from them asking how much difference a Stage 1 remap would be to my insurance before I had the remap done.

They said they could not cover that modification.

Previously I declared my 2007 S3 as having a stage 1 remap with Admiral and that didn't change my premium at all.

What are other people's experience of declaring a remap on an RS3 to their insurance.

 

[D0C]

I don't have an RS3, but I used E-sure for my tuned car. They are pretty good.

 

[FBF01]

Don't even try Axa, they won't touch any modification...of any kind

 

[josedebardi]

Aviva were very amenable when I tuned my last Audi.


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[Terminator x]

Keith Michaels were good when I modded Scoobs.

TX.

 

[DAN@ADRIAN FLUX]

Hi, have you tried us for modified insurance? If you wanted to drop me a line I'd be happy to help.

Kind Regards
Dan

 

[XPOWER]

Hi, have you tried us for modified insurance? If you wanted to drop me a line I'd be happy to help.

Kind Regards
Dan

I did give Adrian Flux a ring but I think they quoted around £600 for a standard RS3 while Admiral has quoted me £280.
I can't justify paying hundreds of pounds a year more on my insurance just for a remap.
I was hoping it would be no cost if it was only a certain % increase like it was with my S3.

But I guess insurance companies have changed their policy regarding remaps and they view them as risk.

 

[45bvtc]

Hi, have you tried us for modified insurance? If you wanted to drop me a line I'd be happy to help.

Kind Regards
Dan

You've all three of ours (RS3, 2.0 TT roadster, and A1 Black Edition 185bhp), Dan; and have always been mega helpful and always £££s competitive.

 

[Arcam]

I did give Adrian Flux a ring but I think they quoted around £600 for a standard RS3 while Admiral has quoted me £280.
I can't justify paying hundreds of pounds a year more on my insurance just for a remap.
I was hoping it would be no cost if it was only a certain % increase like it was with my S3.

But I guess insurance companies have changed their policy regarding remaps and they view them as risk.

£280 for a RS3, I would like some of that please!

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[andyt99]

You've all three of ours (RS3, 2.0 TT roadster, and A1 Black Edition 185bhp), Dan; and have always been mega helpful (redacted postcode) .

Wow, listing three desirable cars & a full postcode and then posting it to a public forum? Not sure I'd do that!

 

[Kelza]

Edited 45bvtc

 

[45bvtc]

Wow, listing three desirable cars & a full postcode and then posting it to a public forum? Not sure I'd do that!

Thanks andyt99, you're absolutely right and I should not have included my postcode , and thanks to Kelza for sorting...

 

[RGBARGEE]

£280 for a RS3, I would like some of that please!

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Mines only £200!

 

[Arcam]

Mines only £200!

Good grief! Mine is £570 with Admiral, max no claims, old git, no mods. Did not think my post code is that bad.

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[RGBARGEE]

I went with LV. Euro cover, protected bonus, legal, loan car. 1.4 A1 BE 150 is only £40 less! Admiral and associates demand details of speeding courses attended, others do not.

 

[XPOWER]

Good grief! Mine is £570 with Admiral, max no claims, old git, no mods. Did not think my post code is that bad.

Did you ask if that was their best price they could do?
When I asked for a quote Admiral they quoted £390 but when I asked if they could give me a better price they came back with £280.
I could have made it even cheaper by increasing my excess to £1000.

 

[Arcam]

Did you ask if that was their best price they could do?
When I asked for a quote Admiral they quoted £390 but when I asked if they could give me a better price they came back with £280.
I could have made it even cheaper by increasing my excess to £1000.

I sure did and that was the best price across several insurance companies. I am well versed in the art of getting quotes

I need to check my docs but I don't think I have a voluntary excess only the mandatory one.

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[Jassyo06]

Did you ask if that was their best price they could do?
When I asked for a quote Admiral they quoted £390 but when I asked if they could give me a better price they came back with £280.
I could have made it even cheaper by increasing my excess to £1000.

Excess a £1000 jeezo that's a lot,don't do it,as you know keep the excess as low as you can,£100 for me
What Audi's warranty or don't you bother with that?

 

[XPOWER]

Excess a £1000 jeezo that's a lot,don't do it,as you know keep the excess as low as you can,£100 for me
What Audi's warranty or don't you bother with that?

I think your right it £1000 a lot to pay if I had to make a claim. Saying that I haven't had to make a claim in 22 years so if it decreases my premium by £100 a year I've saved £2,200. But it is a bit of a gamble though.

There is a risk with doing a remap when it comes to Audi warranty not covering the car if something goes wrong.

Initially I was thinking of getting an ABT remap which comes with its own car warranty.
It does cost a lot more than having just remap with no warranty.
There is still the option of taking out a third party warranty that would cover any work which had invalidated the Audi warranty by having the car remapped.

Now that my insurance has said no to a remap I'm not going to risk invalidating my insurance if I had to claim.
So I'll have to stick to the standard RS3 performance for the foreseeable future.

 

[Shaunee]

Keith Michaels were good when I modded Scoobs.

TX.

THIS.... give Keith Michaels a call and ask to speak specifically to Gary Moulson.

They cover me on the RS3 on a policy that gives me mod cover up to 500bhp without the need for any further referral. All in for £330 per year and £350 excess.

Obviously insurance is heavily dependant upon individual circumstances but it can be reasonable.