wow just caught up on this thread mate
Jeees didn't realise the position was as it was and you were that miffed with your S3 ... is it really
THAT bad ?
I also believe that a major part of the negativty equity is cars "loaded with options" as you see very little of these re-valued for part ex other than sat nav and pano roof you mentioned recently. Other than that narda, so if you spec £10k on options you will kiss goodbye to at least £7k of that straight away. The other £3k in nav & pano may be worth say £1k on residual ? So a huge chunk of your initial "loss" could be refelected in extras not reflecting in value now ?
This is why I agonised over extras as I begrudge paying more than 10% of the cars base value in extras. However, I had to push the boat out with the RS - and glad I did - otherwise I could have regretted not speccing the things I now have. And that is part of the problem again IMO, these S & RS cars are not specced to a standard they really should be and Audi offer shed loads of desirable options and extras, which can easily add up to silly money. I mentioned recently that you can easily add £10k to a new A4 s line with ease, more so with further expensive extras being introduced such as virtual dash, matrix lights etc.
The TTS on the other hand is an unusual car in the Audi range as (in addition to it being a great car) not only is it well equipped and specced but Audi are offering this incredible discount on it at the moment so it makes it a frickin bargain right now. If you are feeling that a TTS is the car for you then my only comment would be "how long is the huge contribution going to last for ?" ... I fully appreciate you saying you will wait to change till March next year, but what if the big discounts are over by then ? Although I appreciate your car should have in theory clawed back some of its negative equity ... what a dilemma !
And with the TT there is no face lift or spec changes due for a few years so the car will be identical this time next year to now. Hmmm a difficult one pal. I hope you can get the figures to stack up somehow or come to terms with waiting another year as you have now mentioned.