Yeah, you'll get a much better deal and one with all the cover you need from elsewhere. You'll certainly save a few hundred quid.3 years for £227! I guess I will be shopping around. Thanks
Yeah, you'll get a much better deal and one with all the cover you need from elsewhere. You'll certainly save a few hundred quid.3 years for £227! I guess I will be shopping around. Thanks
The difference in payout between invoice value & what GAP payout is due to your insurance company paying out the larger amount e.g trade value of the car if you crashed it now & then GAP tops it back up to the invoice value. So for example £33k car, insurance pays out maybe £20k & GAP pays out £13k to take you back to the invoice value of £33k. When I purchased my policy from them there was a sliding scale showing how much they'll pay out as a maximum which wasn't much greater than 50% of the invoice value iirc. Realistically you'll never need £30k coverage as you're insurance company would be paying out more than £3k I'd hope!!.I've just done a quote on ALA. 33k purchase price. The recommended level of cover came up with 20K, shouldn't this be closer to the full amount?
£200 for 3 years or £275 if I select 30K level of cover.
Is everyone going for Back to invoice plus or vehicle replacement plus?
10% off with ALA with the discount code from Honest John http://www.honestjohn.co.uk/reader-offers-and-prizes/reader-offers/offer-ala-gap-insurance/
What is the best cover to go for on a PCP deal? Just the one that covers the outstanding finance?
Time to shop around I think. I have placed on my order the Audi GAP. I haven't received the car, nor will I until middle to end of March.
So I won't be bound in to a contract just yet? And can cancel at any time?
Hi Gazjs, returning member here, can I ask how you got on in terms of cancelling the Gap insurance with Audi? I am buying a an A3 sline BE, and they are quoting me £749 for a 36 month term. I got a quote from directgap.co.uk last night for £127 for the same term. I notice that Audi have put the £749 on my order. There is also a note on the order stating Asset protection subsidised in discount.
Timing wise, I have not agreed the exact deposit or monthly payments on the PCP yet, but I have given the dealer £500 deposit to hold the car. I have asked them to requote without the Gap Insurance.
I have not bought a private car for 15 years as I have been a company car user, so I'm a bit new to this. Any advise would be appreciated.
Hi Gazjs, returning member here, can I ask how you got on in terms of cancelling the Gap insurance with Audi? I am buying a an A3 sline BE, and they are quoting me £749 for a 36 month term. I got a quote from directgap.co.uk last night for £127 for the same term. I notice that Audi have put the £749 on my order. There is also a note on the order stating Asset protection subsidised in discount.
Timing wise, I have not agreed the exact deposit or monthly payments on the PCP yet, but I have given the dealer £500 deposit to hold the car. I have asked them to requote without the Gap Insurance.
I have not bought a private car for 15 years as I have been a company car user, so I'm a bit new to this. Any advise would be appreciated.