Windscreen Claim

[AlexGSi2000]

Just after a little advice from those who have made use of windscreen cover.

Unfortunatley on my way back from work, a lorry flicked up a little stone which, at first created a small chip - but over the course of the rest of the journey turned into a crack which is now massive - about 15" in length.

Im guessing the winscreen is probably beyond repair because of the crack.

My insurance is comprehensive, with a windscreen excess of £80.

As I am already paying just over £2000 for insurance, I was wondering if a windscreen claim would increase my premium next year?
Also, when asked "Any claims within the past 5 years" - would I have to disclose a windscreen claim?

If it may have a negative effect, I will try and find a 2nd hand screen from a breakers.

Many thanks!

 

[coreythorny]

Yes you need to declare and windscreen claim and mine has NEVER increased the premium with hundreds of quotes made

 

[hades-]

no it will go as a claim but doesnt affect your no claims or next years price

i have never told them about a screen claim i did once ask if they needed that info and they said no.

 

[CMcKenzie]

Nope had mine replaced through autoglass, cost £75 iirc, doesn't affect no claims. Just ring autoglass don't even have to ring your insurers. That's with direct line
-Callum.

 

[coreythorny]

no it will go as a claim but doesnt affect your no claims or next years price

i have never told them about a screen claim i did once ask if they needed that info and they said no.

My current insurer didn't need me to claim but my past one when I sent my PofNCB with the claim on charged me a admin fee to relist my policy with the claim so always worth telling them.

 

[AlexGSi2000]

Many thanks guys,
My insurer stated I go through autoglass direct - all booked now.

 

[hades-]

give the car a good check b4 they start work and then after before you drive away or he leaves

if you dont and they scratch or break the plastics they wont replace

 

[Ultra Violent]

Also if you have rain/light sensers in the car you'll have to let them know because they need a special screen.
I had mine changed last week and they brought the wrong one, without sensers so had too re-book.
Mines was £60 from AutoGlass. Best of luck.

 

[AlexGSi2000]

give the car a good check b4 they start work and then after before you drive away or he leaves

if you dont and they scratch or break the plastics they wont replace

Yeah - I was thinking of removing the wipers and scuttle plastics before the bloke turns up to make life a little easier.

 

[Andy Crooks]

my mate's fiesta had to have a windscreen replaced a few weeks back, he paid autoglass 65pound to get it replaced and he doesnt have to claim anything or tell them about it (with admiral) since then he's had a replacement battery, and 2 days ago the ecu i think he said, has gone faulty so ford have said he needs a new one for 400pound

 

[A4_MaJiK]

I have some scratches on my side windows as well as a chipped windscreen. Don't suppose I could get away with paying a single excess fee?

 

[Nilz]

Ive had mine replaced and a stonechip repaired too, I didnt mention any claims when I had my renewal as i didnt think they counted, but when I had the paperwork come through, there were a couple of claims listed and it didnt say what the claims were, so I called up to query it and they said it was for the windscreen, but doesn't affect my premium or no claims, they just have it on there for their records.

 

[Oranoco]

I declared my windscreen claim and was told I didn't need to declare it.