im with you on that.
whats the point in payig all that money per month and the car isnt even yours, then they say right 15k and the car is yours, by which time the car will be worth about 30k, which you've already payed in installments.
yeh, you could sell the car, and end up with 15k, but after spending 30k of your own dosh to only get a 50% return IF you choose to buy it. no thanks.
even if you trade in for a newer car, you've only say 15k to go toward that, then start the process all over again.
granted if you did it a few times the balloon payment is gradually reduced, but, well, its a long process to actually OWN the car.
although, in some respects, it does seem a viable option for people who change cars every so often. hmmmmm, tis a weird one.
i need a hell of alot of convincing to do it myself.
p.s. i realise my figures are just random, but you get the point