Just a quick thanks for saving me over a grand on my car insurance! Spoke with 2 people at AF, Megan and Harry. Verry polite and helpfull. I have never considered ringing AF before in the past, i have always just used comparision websites... Boy i wish id have give these a ring. All mods declared and a like for like will be issued if i have to make a claim, what more can i ask for Anyway thanks again (y) Jonny.