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Would you agree to keep to the speed limit for lower insurance?

Discussion in 'General Chat' started by imported_Yaseen, Jul 16, 2005.

  1. imported_Yaseen
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    imported_Yaseen Guest

    [Jul 16, 2005]
    I personaly would hate it- but what if they make the savings too good to miss /ubbthreads/images/graemlins/frown.gif Coming soon for young drivers and no doubt for rest eventually.

    click here for full

    YOUNG drivers are to be offered cheaper insurance if they agree to have a speed-monitoring device that records every occasion they break the limit installed in their cars.
    The device, which uses a satellite tracking system combined with a digital map of speed limits, measures the vehicle’s speed every eight seconds and checks it against the local limit.

    The information is transmitted to the insurer, which will issue warning letters if a driver persistently exceeds the limit. The scheme uses the “three strikes and out” principle, with cover withdrawn when a driver triggers a third warning letter.

    Teenage drivers will save an average of £400 a year.
    #1
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  3. Kevint
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    Kevint Active Member

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    [Jul 16, 2005]
    The simple answer is no, I couldn't.

    Kev.
    #2
  4. Japper
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    Japper Ibis S3 Fan Club

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    [Jul 16, 2005]
    Definately not, as i wouldn't last until the end of the road /ubbthreads/images/graemlins/grin.gif

    My insurance is only £300 anyway so would save me peanuts.

    I can see a teenager agreeing to this and then getting insurance cancelled after three strikes. The insurer will then offer no refund and he / she will be left with no money to insure the car. Will this result in more un insured drivers ?.
    #3
  5. dummi
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    dummi smoking a6

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    [Jul 16, 2005]
    h*ll no, thats like putting the noose round your neck yourself, few mph over is unavoidable at times, had to go over the limit yesterday as some driver behind me had sh!t brakes and almost came barrelling into me on three occassions, which would have been a major incident on there,,, not ideal but i did not want to be in a pile up cos somebody followed too closely
    #4
  6. AndyMac
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    AndyMac Moderator Staff Member Moderator

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    [Jul 16, 2005]
    That's the most ludicrous idea I've ever seen. It is not possible to keep to all speed limits all of the time unless you sit glued to your speedo.
    I find occasionally I have to glance up at the road ahead to ensure I don't hit anything.
    If the tracker actually limited the speed of the car so you couldn't exceed it then yes it might be an option, but it sounds to me that this is just a massive money spinner for the insurance companies as they know it will be impossible for any driver to comply.
    i.e. if you had to keep to 70mph on the motorway how dangerous would it be, stuck inthe inside lane between all the lorries, being unable to overtake safely etc. What a joke!
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  7. TDI-line
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    TDI-line Uber Post Whore

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    [Jul 16, 2005]
    I could, until i buy my new Audi. /ubbthreads/images/graemlins/grin.gif
    #6
  8. AndyMac
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    AndyMac Moderator Staff Member Moderator

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    [Jul 16, 2005]
    No you just think you could.
    #7
  9. jojo
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    jojo Looking for Boost! Staff Member Moderator

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    [Jul 16, 2005]
    [ QUOTE ]
    I could, until i buy my new Audi. /ubbthreads/images/graemlins/grin.gif

    [/ QUOTE ]

    Quite difficult to break the speed limit in a No.29 bus /ubbthreads/images/graemlins/grin.gif
    #8
  10. mazzy
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    mazzy Member

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    [Jul 16, 2005]
    i wouldnt even if it was free insurance!! Its just daft that is. Then again depends on the driver really. What your style of driving :)
    #9
  11. CJ A4
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    CJ A4 Active Member

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    [Jul 16, 2005]
    I could never stick to the speed limit in most places...it would take too damn long to get anywhere!
    #10
  12. Markey
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    Markey Active Member

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    [Jul 16, 2005]
    Yes when they invent the device that intercepts the signal and changes it so that i never go over the speed where the gps tracker is concerned.
    #11
  13. audi5e
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    audi5e Member

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    [Jul 16, 2005]
    [ QUOTE ]
    That's the most ludicrous idea I've ever seen. It is not possible to keep to all speed limits all of the time unless you sit glued to your speedo.
    I find occasionally I have to glance up at the road ahead to ensure I don't hit anything.
    If the tracker actually limited the speed of the car so you couldn't exceed it then yes it might be an option, but it sounds to me that this is just a massive money spinner for the insurance companies as they know it will be impossible for any driver to comply.
    i.e. if you had to keep to 70mph on the motorway how dangerous would it be, stuck inthe inside lane between all the lorries, being unable to overtake safely etc. What a joke!

    [/ QUOTE ]

    I agree with AndyMac, the insurance company cannot possibly know when you are having to break the speed limit in order to avoid a dangerous situation.

    It's a very dumb idea if you ask me.

    Watch out lads, big brother is coming to get you... :))
    #12
  14. imported_fingermouse
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    imported_fingermouse Guest

    [Jul 16, 2005]
    even better if they know you have broken the speed limit they might inform the police, cancel your insurance and send you 3 points for the pleasure lol
    #13
  15. fallmonk
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    fallmonk Turbo Sport

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    [Jul 17, 2005]
    No i couldnt either
    Does anybody in all honest know ANYONE who sticks to the speed limit!
    #14
  16. audi5e
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    audi5e Member

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    [Jul 17, 2005]
    Nope.
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  17. TDI-line
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    TDI-line Uber Post Whore

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    [Jul 17, 2005]
    [ QUOTE ]
    No i couldnt either
    Does anybody in all honest know ANYONE who sticks to the speed limit!

    [/ QUOTE ]

    My mum. /ubbthreads/images/graemlins/grin.gif
    #16
  18. CJ A4
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    CJ A4 Active Member

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    [Jul 17, 2005]
    Is your mum a bus driver? Only joking mate....im definately sure theres times she too has broken the speed limit. /ubbthreads/images/graemlins/beerchug.gif
    #17
  19. TDI-line
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    TDI-line Uber Post Whore

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    [Jul 17, 2005]
    Nope, she really is that slow, and she won't go on motorways.

    When my dad bought his A3 turbo sport back in 98, she used to stall it all the time too, she preferred her mk1 golf 1.6D. /ubbthreads/images/graemlins/grin.gif
    #18

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