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Windscreen Claim

Discussion in 'General Automotive Chat' started by AlexGSi2000, Jul 24, 2013.

  1. AlexGSi2000
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    AlexGSi2000 Well-Known Member

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    Just after a little advice from those who have made use of windscreen cover.

    Unfortunatley on my way back from work, a lorry flicked up a little stone which, at first created a small chip - but over the course of the rest of the journey turned into a crack which is now massive - about 15" in length.

    Im guessing the winscreen is probably beyond repair because of the crack.

    My insurance is comprehensive, with a windscreen excess of £80.

    As I am already paying just over £2000 for insurance, I was wondering if a windscreen claim would increase my premium next year?
    Also, when asked "Any claims within the past 5 years" - would I have to disclose a windscreen claim?

    If it may have a negative effect, I will try and find a 2nd hand screen from a breakers.

    Many thanks!
    #1
  2. coreythorny
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    coreythorny Member

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    Yes you need to declare and windscreen claim and mine has NEVER increased the premium with hundreds of quotes made
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  3. bez101
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    bez101 Yorkshire & Humber Rep. Regional Rep

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    no it will go as a claim but doesnt affect your no claims or next years price

    i have never told them about a screen claim i did once ask if they needed that info and they said no.
    #3
  4. CMcKenzie
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    CMcKenzie It's supposed to do that..

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    Nope had mine replaced through autoglass, cost £75 iirc, doesn't affect no claims. Just ring autoglass don't even have to ring your insurers. That's with direct line
    -Callum.
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  5. coreythorny
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    coreythorny Member

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    My current insurer didn't need me to claim but my past one when I sent my PofNCB with the claim on charged me a admin fee to relist my policy with the claim so always worth telling them.
    #5
  6. AlexGSi2000
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    AlexGSi2000 Well-Known Member

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    Many thanks guys,
    My insurer stated I go through autoglass direct - all booked now.
    #6
  7. bez101
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    bez101 Yorkshire & Humber Rep. Regional Rep

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    give the car a good check b4 they start work and then after before you drive away or he leaves

    if you dont and they scratch or break the plastics they wont replace
    #7
  8. Ultra Violent
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    Ultra Violent Sick & Wrong.

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    Also if you have rain/light sensers in the car you'll have to let them know because they need a special screen.
    I had mine changed last week and they brought the wrong one, without sensers so had too re-book.
    Mines was £60 from AutoGlass. Best of luck.
    #8
  9. AlexGSi2000
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    AlexGSi2000 Well-Known Member

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    Yeah - I was thinking of removing the wipers and scuttle plastics before the bloke turns up to make life a little easier.
    #9
  10. Andy Crooks
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    Andy Crooks Active Member

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    my mate's fiesta had to have a windscreen replaced a few weeks back, he paid autoglass 65pound to get it replaced and he doesnt have to claim anything or tell them about it (with admiral) since then he's had a replacement battery, and 2 days ago the ecu i think he said, has gone faulty so ford have said he needs a new one for 400pound
    #10
  11. A4_MaJiK
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    A4_MaJiK Azeem

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    I have some scratches on my side windows as well as a chipped windscreen. Don't suppose I could get away with paying a single excess fee?
    #11
  12. Nilz
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    Nilz Defo worth the wait :)

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    Ive had mine replaced and a stonechip repaired too, I didnt mention any claims when I had my renewal as i didnt think they counted, but when I had the paperwork come through, there were a couple of claims listed and it didnt say what the claims were, so I called up to query it and they said it was for the windscreen, but doesn't affect my premium or no claims, they just have it on there for their records.
    #12
  13. Oranoco
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    Oranoco Well-Known Member

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    I declared my windscreen claim and was told I didn't need to declare it.
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