On my pick up date (and on the time they asked me to go in to sign off all remaining paperwork etc)? If so, what sorts of thing can I expect? Just so that I can do my research first. I did have their asset protection, but I then removed it because of how expensive it was compared to others out there. Started off at £300, then when I took it off he offered £190. Didn't accept. So there is a potential thing he may bring up with me specifically. If he went down to £150 I recon I would accept. And paying it upfront in whole, to avoid interest and APR.